2489 Panhandle Rd, Delaware, OH 43015 Property Records

Delaware County property record for 2489 Panhandle Rd, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,092 sqft · built 1965
Lot Size	3.94 acres (171,626 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Aug 2019)
Tax Bill	$4,982 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Aug 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`519-130-03-014-000`

Property Details

APN / Parcel Number

Primary APN	`519-130-03-014-000`
Alternative APN	`440095.00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
Gross Area	2,184 sqft
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	171,626 sqft (3.94 acres)
Garage Area	176 sqft
Porch	Open Porch
Porch Area	192 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Street Address	2489 PANHANDLE RD
City	DELAWARE
State	OH
Zip	43015-9099
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANDS 19 5 1 12
Legal Subdivision	WEDGEWOOD SEC 02
Legal Lot Number	12
Jurisdiction	DELAWARE OH
Township / Civil Division	TROY
Census Block Group	2
Census Block	2061
Census Tract	11200

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2489 PANHANDLE RD, DELAWARE, OH 43015-9099
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 8, 2019	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2019 · Amount on Record
Deed Sale	Aug 8, 2019 · Amount on Record
Prior Sale	May 10, 2005 · Amount on Record
Deed Document Number	201921024
Deed Book / Page	1655 / 86
Prior Transfer Date	Apr 21, 2005
Prior Transfer Doc	0000015524
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	2489 PANHANDLE RD, DELAWARE, OH 43015-9099
Transaction Type	Mortgage
Record Updated	Sep 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2489 PANHANDLE RD, DELAWARE, OH 43015-9099

Mortgage

Document Number	0000039717
Date	Sep 7, 2021
Book Page	1897/755
Instrument	202100039717

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 28, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Aug 8, 2019
Property Address	2489 PANHANDLE RD, DELAWARE, OH 43015-9099
Document Number	0000021024
Book / Page	001655 / 000086
Instrument Date	Aug 6, 2019
Instrument	21024
Transaction Type	Transfer
Record Updated	Aug 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2489 PANHANDLE RD DELAWARE OH 430159099, DELAWARE, OH 43015-9099

Mortgage

Document Number	21025
Date	Aug 8, 2019
Book Page	001655/000089
Instrument	21025

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2049

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Troy Township
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,982.00 (+4.69%)	$89,710 (-) Land $45,120 Building $44,590	$256,300 (-) Land $128,900 Building $127,400
2024	$4,759.00 (+4.78%) Homeowner's exemption	$89,710 (-) Land $45,120 Building $44,590
2023	$4,542.00 Homeowner's exemption	$89,710 Land $45,120 Building $44,590	$256,300 Land $128,900 Building $127,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2013–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Panhandle Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures