2489 Owlcrest Dr, Cincinnati, OH 45231 Property Records

Hamilton County property record for 2489 Owlcrest Dr, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,107 sqft · built 1972
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (May 2020)
Tax Bill	$7,764 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`510-0012-0095-00`

Property Details

APN / Parcel Number

Primary APN	`510-0012-0095-00`
Alternative APN	`65566040`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,107 sqft Living Area
Gross Area	4,319 sqft
1st Floor Area	1,735 sqft
2nd Floor Area	1,072 sqft
Basement Area	1,050 sqft
Finished Basement	300 sqft
Unfinished Basement	750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Brick
Roof Material	Asphalt
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	320 sqft
Deck Area	Deck Area
Patio Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	2489 OWLCREST DR
City	CINCINNATI
State	OH
Zip	45231-1151
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OWLCREST DR 100 X 150 LOT 55 GREENRIDGE SUB BLK D
Legal Subdivision	GREENRIDGE SUB
Legal Block	D
Legal Lot Number	55
Jurisdiction	HAMILTON OH
Township / Civil Division	COLERAIN
Census Block Group	3
Census Block	3000
Census Tract	21508

Owner

2489 Owlcrest Dr is owned and occupied by an individual who bought it in May 2020.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2489 OWLCREST DR, CINCINNATI, OH 45231-1151
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2020 · Amount on File
Deed Sale	May 11, 2020 · Amount on File
Prior Sale	Aug 22, 2016
Deed Document Number	202044070
Deed Book / Page	14165 / 2949
Prior Transfer Date	Jan 6, 1998
Prior Transfer Doc	0000003377
Record Updated	Oct 29, 2026

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	May 11, 2020
Property Address	2489 OWLCREST DR, CINCINNATI, OH 45231-1151
Document Number	0000044070
Book / Page	014165 / 002949
Instrument Date	May 4, 2020
Instrument	44070
Transaction Type	Transfer
Record Updated	Jul 15, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2489 OWLCREST DR CINCINNATI OH 452311151, CINCINNATI, OH 45231-1151

Mortgage

Document Number	44071
Date	May 11, 2020
Book Page	014165/002951
Instrument	44071

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 10, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2489 Owlcrest Dr was $7,764, up 7.7% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Colerain Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,764.00 (+7.73%)	$134,663 (-) Land $13,685 Building $120,978	$384,750 Land $39,100 Building $345,650
2024	$7,207.00 (-0.51%)	$134,663 (-) Land $13,685 Building $120,978
2023	$7,244.00 (+39.31%)	$134,663 (+71%) Land $13,685 Building $120,978	$384,750 Land $39,100 Building $345,650
2022	$5,200.00 Homeowner's exemption	$78,750 Land $11,284 Building $67,466
2020			$225,000 Land $32,240 Building $192,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2489 Owlcrest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2489 Owlcrest Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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