2489 N Side Saddle Ln, Post Falls, ID 83854 Property Records

Kootenai County property record for 2489 N Side Saddle Ln, Post Falls, ID 83854

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,546 sqft · built 2020
Lot Size	0.273 acres (11,892 sqft)
Owner	2 Individual Names on Record
Last Sale	$763,952 (Oct 2023)
Tax Bill	$3,373 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PL2600010190`

Property Details

APN / Parcel Number

Primary APN	`PL2600010190`
Alternative APN	`338586`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Building Area	2,546 sqft Living Area
1st Floor Area	750 sqft
Basement Area	750 sqft
Finished Basement	750 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Frame
Lot Area	11,892 sqft (0.273 acres)
Garage Type	Attached
Garage Area	766 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	338586
Street Address	2489 N SIDE SADDLE LN
City	POST FALLS
State	ID
Zip	83854-8141
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATERSIDE AT PRAIRIE FALLS, LT 19 BLOCK 1 2751N05W
Legal Range	05W
Legal Township	51N
Legal Section	27
Legal Subdivision	PRAIRIE FALLS
Legal Block	1
Legal Lot Number	19
Jurisdiction	KOOTENAI ID
Township / Civil Division	POST FALLS-RATHDRUM
Census Block Group	4
Census Block	4014
Census Tract	501

Owner

Source: Kootenai County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2489 N SIDE SADDLE LN, POST FALLS, ID 83854-8141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Warranty Deed, Transfer · Conventional Mortgage MEGA CAPITAL FUNDING INC
Jul 17, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WILLAMETTE VALLEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2023 · Amount on Record
Deed Sale	Oct 17, 2023 · Amount on Record
Prior Sale	Jul 17, 2020 · Amount on Record
Deed Document Number	20232951221
Prior Transfer Date	Aug 25, 2020
Prior Transfer Doc	2774575000
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Oct 17, 2023
Property Address	2489 N SIDE SADDLE LN, POST FALLS, ID 83854-8141
Document Number	2951221000
Map Reference	MB L PG 260
Instrument Date	Oct 12, 2023
Instrument	2951221000
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	PIONEER TITLE KOOTENAI COUNTY, PIONEER TITLE KOOTENAI CNTY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2489 N SIDE SADDLE LN, POST FALLS, ID 83854-8141

Mortgage

Document Number	2951222000
Date	Oct 17, 2023
Instrument	2951222000

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2038

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Jul 17, 2020
Property Address	2489 N SIDE SADDLE LN, POST FALLS, ID 83854-8141
Document Number	2764620000
Map Reference	MB L PG 260
Instrument Date	Jul 16, 2020
Instrument	2764620000
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 17, 2022
Title Company	NOT AVAILABLE, KOOTENAI COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2489 N SIDE SADDLE LN, POST FALLS, ID 83854-8141

Mortgage

Document Number	2764621000
Date	Jul 17, 2020
Instrument	2764621000

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Municipality	Post Falls City
Unified School District	Post Falls School District 273 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,373.00 (+4.72%)	$565,870 (+10.05%) Land $195,000 Building $370,870	$565,870 (+10.05%) Land $195,000 Building $370,870
2024	$3,221.00 (+80.65%)
2023	$1,783.00 (-36.46%) Homeowner's exemption	$514,186 (-11.51%) Land $160,000 Building $354,186	$514,186 (-11.51%) Land $160,000 Building $354,186
2022	$2,806.00 Homeowner's exemption	$581,040 Land $187,500 Building $393,540	$581,040 Land $187,500 Building $393,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POST FALLS serves 20,285 people · EPA ID ID1280147
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Ziply Fiber Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: Verizon.

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