Napa County property record for 2489 Merced St, Napa, CA 94558
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,070 sqft · built 1957 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $535,000 (Aug 2019) |
| Tax Bill | $7,550 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-165-006-000 |
| Primary APN | 001-165-006-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,070 sqft Living Area |
| Gross Area | 1,334 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Construction Type | Wood |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 001-165-006 |
|---|---|
| Street Address | 2489 MERCED ST |
| City | NAPA |
| State | CA |
| Zip | 94558-4708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS5 |
| Legal Description | LOT 31 WEST LINCOLN PARK SUB 5R/M86 |
| Legal Subdivision | WEST LINCOLN PARK |
| Legal Lot Number | 31 |
| Jurisdiction | NAPA CA |
| Township / Civil Division | NAPA |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 200501 |
Source: Napa County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2489 MERCED ST, NAPA, CA 94558-4708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Sep 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Aug 14, 2019 | Grant Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2019 · Amount on Record |
| Deed Sale | Aug 14, 2019 · Amount on Record |
| Prior Sale | Jul 29, 2010 · Amount on Record |
| Deed Document Number | 201915779 |
| Prior Transfer Date | Apr 11, 2015 |
| Prior Transfer Doc | 0000010386 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 2489 MERCED ST, NAPA, CA 94558-4708 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2489 MERCED ST, NAPA, CA 94558-4708 |
| Document Number | 0000029612 |
|---|---|
| Date | Sep 17, 2021 |
| Instrument | 2021-0029612 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NAPA CA |
| Recording Date | Aug 14, 2019 |
| Property Address | 2489 MERCED ST, NAPA, CA 94558-4708 |
| Document Number | 0000015779 |
| Map Reference | MB 5 PG 85 |
| Instrument Date | Aug 5, 2019 |
| Instrument | 2019-0015779 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Title Company | FIRST AMER TTL CO OF NAPA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2489 MERCED ST, NAPA, CA 94558-4708 |
| Document Number | 0000015780 |
|---|---|
| Date | Aug 14, 2019 |
| Instrument | 2019-0015780 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
Source: Napa County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Napa County |
| Municipality | Napa City |
| Unified School District | Napa Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,550.00 (+2.14%) | $596,794 (+2%) Land $268,836 Building $327,958 | $596,794 Land $268,836 Building $327,958 |
| 2025 | $7,392.00 (+4.97%) | $585,093 (+4.04%) Land $263,565 Building $321,528 | |
| 2023 | $7,042.00 (+1.35%) | $562,376 Land $253,332 Building $309,044 | |
| 2022 | $6,948.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NAPA serves 84,804 people · EPA ID CA2810003 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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