Lake County property record for 2489 Downing Ct, Gurnee, IL 60031
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 4,720 sqft · built 2006 |
| Lot Size | 1.78 acres (77,532 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $615,000 (Aug 2021) |
| Tax Bill | $19,525 (2024) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-09-204-021 |
| Primary APN | 07-09-204-021 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 21 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,720 sqft Living Area |
| Gross Area | 8,314 sqft |
| 1st Floor Area | 2,426 sqft |
| 2nd Floor Area | 2,294 sqft |
| Upper Floors Area | 2,294 sqft |
| Basement Area | 2,410 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 77,532 sqft (1.78 acres) |
| Garage Type | Attached |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 70 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2489 DOWNING CT |
|---|---|
| City | GURNEE |
| State | IL |
| Zip | 60031-1095 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE ESTATES AT CHURCHILL HUNT PHASE 2 SUBDIVISION; LOT 23 |
| Legal Subdivision | THE ESTATES AT CHURCHILL HUNT PHASE 2 SU |
| Legal Phase | 2 |
| Legal Lot Number | 23 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WARREN |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 861505 |
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2489 DOWNING CT, GURNEE, IL 60031-1095 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2021 | Warranty Deed, Transfer · Conventional Mortgage JOHNSON BANK |
| Mar 14, 2018 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2021 · Amount on Record |
| Deed Sale | Aug 10, 2021 · Amount on Record |
| Prior Sale | Mar 14, 2018 · Amount on Record |
| Deed Document Number | 20217816500 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Aug 10, 2021 |
| Property Address | 2489 DOWNING CT, GURNEE, IL 60031-1095 |
| Document Number | 0007816500 |
| Map Reference | DOC 5768829 |
| Instrument Date | Mar 29, 2021 |
| Instrument | 7816500 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2021 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $615.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2489 DOWNING CT, GURNEE, IL 60031-1095 |
| Document Number | 0007816501 |
|---|---|
| Date | Aug 10, 2021 |
| Instrument | 7816501 |
| Name | JOHNSON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Mar 14, 2018 |
| Property Address | 2489 DOWNING CT, GURNEE, IL 60031-1095 |
| Document Number | 0007469855 |
| Instrument Date | Dec 8, 2017 |
| Instrument | 7469855 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $772.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2489 DOWNING CT GURNEE IL 600311095, GURNEE, IL 60031-1095 |
| Document Number | 7469856 |
|---|---|
| Date | Mar 14, 2018 |
| Instrument | 7469856 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 13, 2048 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Warren Township |
| Municipality | Gurnee Village |
| Secondary School District | Warren Township High School District 121 (09 - 12) |
| Elementary School District | Woodland Community Consolidated School District 50 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $225,187 (+13.08%) Land $38,284 Building $186,903 | $675,628 (+13.08%) Land $114,863 Building $560,765 | |
| 2024 | $19,525.00 (+7.32%) | ||
| 2023 | $18,194.00 (+10.45%) | $199,131 (+5%) Land $33,854 Building $165,277 | $597,453 (+5%) Land $101,572 Building $495,881 |
| 2022 | $16,473.00 | $189,650 Land $37,867 Building $151,783 | $569,007 Land $113,612 Building $455,395 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GURNEE serves 30,193 people · EPA ID IL0970350 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| E-vergent Fiber · Fixed Wireless in parts of the area | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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