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2489 Cologne Ln, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 2489 Cologne Ln, Punta Gorda, FL 33983

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,203 sqft · built 1997
Lot Size0.231 acres (10,062 sqft)
Owner2 Individual Names on File
Last Sale$170,000 (May 2016)
Tax Bill$1,827 (2025)
Flood ZoneZone X (moderate risk)
APN402316459009

Property Details

APN / Parcel Number

Primary APN402316459009
Alternative APNs
  • 00952623483101
  • 10004618311

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,203 sqft Living Area
Gross Area1,902 sqft
1st Floor Area1,203 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area10,062 sqft (0.231 acres)
Garage TypeAttached
Garage Area441 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces2 Parking Spaces
Pool Area20 sqft
PorchSlab
Porch Area258 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number00952623483101
Street Address2489 COLOGNE LN
CityPUNTA GORDA
StateFL
Zip33983-8654
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3.5
Legal DescriptionPUNTA GORDA ISLES SEC23 BLK804 LT 1 687/1651 1011/686 1374/133 1552/258 2866/1188 2939/1134 CD2943/659 4087/305
Legal Range23E
Legal Township40S
Legal Section16
Legal SubdivisionPUNTA GORDA ISLES
Legal TractPGI
Legal Block804
Legal Lot Number1
JurisdictionCHARLOTTE FL
Township / Civil DivisionPORT CHARLOTTE
Census Block Group3
Census Block3007
Census Tract20101

Owner

2489 Cologne Ln is owned and occupied by two individuals who bought it in May 2016.

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2489 COLOGNE LN, PUNTA GORDA, FL 33983-8654
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 31, 2016 · Amount on File
Deed SaleMay 31, 2016 · Amount on File
Prior SaleAug 14, 1997 · Amount on File
Deed Document Number20162440747
Deed Book / Page4087 / 305
Prior Transfer DateDec 2, 2005
Prior Transfer Doc0028661188
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 2489 Cologne Ln was $1,827 with exemptions applied, down 31.8% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,827.00 (-31.75%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$171,163$239,108 Land $38,250 Building $200,858
2024$2,677.00 (+1.75%)
2023$2,631.00 (+6%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$161,494 (+3%)$229,170 (+2.14%) Land $38,000 Building $191,170
2022$2,482.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$156,790$224,372 Land $27,200 Building $197,172

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2489 Cologne Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 72 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies72 in force
Nearby Flood Claims12 (1995–2022)
Claims Outside the SFHA10 of 12
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2489 Cologne Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE COUNTY UTILITIES
serves 173,820 people · EPA ID FL5084100
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead10 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber		2,000 / 2,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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