Lapeer County property record for 2489 Carpenter Rd, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | Individual Name on File |
| Last Sale | $87,000 (May 2016) |
| Tax Bill | $1,205 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Dec 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 017-023-003-00 |
| Primary APN | 017-023-003-00 |
|---|
| Flooring | Carpet |
|---|
| Lot Area | 30,492 sqft (0.7 acres) |
|---|
| Street Address | 2489 CARPENTER RD |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-9025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 17 23 902 000 00 SEC 23 T8N R9E THE S 100 FT OF N 300 FT OF E 300 FT OF THE NE 1/4. .69 A. |
| Legal Range | 09E |
| Legal Township | 08N |
| Legal Section | 23 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | OREGON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 334500 |
2489 Carpenter Rd is owned and occupied by an individual who bought it in May 2016.
Source: Lapeer County records, as of September 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2489 CARPENTER RD, LAPEER, MI 48446-9025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 19, 2019 | Loan Modification, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2016 · Amount on File |
| Deed Sale | May 17, 2016 · Amount on File |
| Prior Sale | Dec 18, 2007 · Amount on File |
| Deed Book / Page | 2827 / 406 |
| Prior Transfer Date | Nov 18, 2008 |
| Prior Transfer Doc | 0023590998 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Aug 4, 2026 |
| Property Address | 2489 CARPENTER RD, LAPEER, MI 48446-9025 |
| Document Number | 3535000655 |
| Book / Page | 3535 / 655 |
| Instrument Date | Jul 30, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2489 CARPENTER RD, LAPEER, MI 48446-9025 |
| Document Number | 3535000655, |
|---|---|
| Date | Aug 4, 2026 |
| Book Page | 3535/655 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 2489 CARPENTER RD, LAPEER, MI 48446-9025 |
| Document Number | 0030760065 |
| Instrument Date | Dec 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2489 CARPENTER RD LAPEER MI 484469025, LAPEER, MI 48446-9025 |
| Document Number | 0030760065 |
|---|---|
| Date | Jan 27, 2020 |
| Book Page | 003076/000065 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 26, 2050 |
| Rate | 3.25% |
|---|
The 2025 property tax bill for 2489 Carpenter Rd was $1,205 with a homeowner's exemption.
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Oregon Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $73,800 (-3.15%) | $147,600 (-3.15%) | |
| 2025 | $1,205.00 Homeowner's exemption | $76,200 | $152,400 |
| 2023 | $62,400 | $124,800 | |
| 2022 | $1,056.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2489 Carpenter Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2489 Carpenter Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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