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2489 Captain Hook Dr, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 2489 Captain Hook Dr, Fernandina Beach, FL 32034

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,804 sqft · built 1993
Lot Size0.193 acres (8,386 sqft)
Owner2 Individual Names on Record
Last Sale$151,000 (Jun 2002)
Tax Bill$2,100 (2025)
Deeds & MortgagesSep 2021 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN00-00-31-164B-0077-0000

Property Details

APN / Parcel Number

Primary APN00-00-31-164B-0077-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,804 sqft Living Area
Gross Area2,222 sqft
1st Floor Area1,644 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialOther
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area8,386 sqft (0.193 acres)
Garage TypeAttached
Garage Area418 sqft
PorchFlorida Room
Porch Area324 sqft
Patio Area36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2489 CAPTAIN HOOK DR
CityFERNANDINA BEACH
StateFL
Zip32034-7911
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 77 PIRATES BAY PB 5/213
Legal Range29E
Legal Township03N
Legal Section14
Legal SubdivisionPIRATES BAY
Legal Lot Number77
JurisdictionNASSAU FL
Township / Civil DivisionFERNANDINA BEACH
Census Block Group4
Census Block4008
Census Tract50205

Owner

Source: Nassau County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2489 CAPTAIN HOOK DR, FERNANDINA BEACH, FL 32034-7911
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 13, 2002 · Amount on Record
Deed SaleJun 13, 2002 · Amount on Record
Deed Document Number200219796
Deed Book / Page1062 / 591
Last Transfer DateSep 10, 2021
Transfer Doc0025000954
Record UpdatedJun 8, 2026

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionNASSAU FL
Recording DateSep 28, 2021
Property Address2489 CAPTAIN HOOK DR, FERNANDINA BEACH, FL 32034-7911
Document Number0025000954
Book / Page2500 / 954
Map ReferenceMB 5 PG 213&214
Instrument DateSep 10, 2021
Instrument202145036281
Transaction TypeTransfer
Record UpdatedApr 17, 2023
Title CompanyNOT AVAILABLE, COAST TO COAST T&E

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2489 CAPTAIN HOOK DR, FERNANDINA BEACH, FL 32034-7911

Mortgage

Document Number0002500956
DateSep 28, 2021
Instrument2500/956
Lender
NameLAND-HOME FINANCIAL SERVICES
TypeMortgage Company
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate1.82%
Change FrequencyAnnually
Index1-Year CMT
Max Rate6.82%

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
MunicipalityFernandina Beach City
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,100.00 (+2.64%) Homeowner's exemption Senior Citizen's exemption$190,395 (+2.9%)$453,206 (+6.87%) Land $180,000 Building $273,206
2024$2,046.00 (+2.45%) Homeowner's exemption Additional exemption filed$185,029 (+3%)$424,063 (+15.05%) Land $175,000 Building $249,063
2023$1,997.00 (+11.13%) Homeowner's exemption Additional exemption filed$179,640 (+3%)$368,578 (-1.06%) Land $130,000 Building $238,578
2022$1,797.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed$174,408$372,521 Land $130,000 Building $242,521

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 219 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies459 units insured
incl. 240 condo units
Nearby Flood Claims2 (2012)
Most Recent ClaimJun 2012 · Tropical Storm Debby
Claims by Event
  • Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNANDINA BEACH WTP
serves 21,925 people · EPA ID FL2450364
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless · DSL		100 / 20

May also be available: T-Mobile, Verizon.

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