2489 Aster Dr, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 2489 Aster Dr, Palm Harbor, FL 34684

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,547 sqft · built 1994
Lot Size0.167 acres (7,257 sqft)
Owner2 Individual Names on File
Last Sale$461,500 (Apr 2025)
Tax Bill$7,846 (2025)
Deeds & MortgagesMortgage
Aug 2022 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APNC62-000-757-6264-1

Property Details

APN / Parcel Number

Primary APNC62-000-757-6264-1
Alternative APNs
  • 31-27-16-16881-000-0340
  • 271631168810000340
  • 162731168810000340
  • R336320

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,547 sqft Living Area
Gross Area2,156 sqft
1st Floor Area1,547 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1998
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialOther
Lot Area7,257 sqft (0.167 acres)
Lot Dimensions104 ft deep x 70 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area209 sqft
Deck Area140 sqft
Patio Area140 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR336320
Street Address2489 ASTER DR
CityPALM HARBOR
StateFL
Zip34684-1946
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionCOBBS RIDGE PHASE TWO LOT 34
Legal Range16E
Legal Township27S
Legal Section31
Legal SubdivisionCOBBS RIDGE PHASE TWO
Legal Phase2
Legal Tract16881
Legal Lot Number34
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group3
Census Block3006
Census Tract27316

Owner

2489 Aster Dr is owned and occupied by two individuals who bought it in April 2025.

Source: Pinellas County records, as of September 17, 2026

Owner of Record2 Individual Names on File
Mailing Address2489 ASTER DR, PALM HARBOR, FL 34684-1946
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Deed of Trust, Mortgage
Aug 31, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Jul 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jun 30, 2017Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Mar 15, 2018Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jun 3, 2019Warranty Deed, Transfer · Conventional Mortgage
BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 21, 2025 · Amount on File
Deed SaleApr 21, 2025 · Amount on File
Prior SaleJun 3, 2019 · Amount on File
Deed Document Number2025116645
Deed Book / Page23135 / 2048
Record UpdatedOct 29, 2026

: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address2489 ASTER DR, PALM HARBOR, FL 34684-1946
Transaction TypeMortgage
Record UpdatedSep 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2489 ASTER DR, PALM HARBOR, FL 34684-1946

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address2489 ASTER DR, PALM HARBOR, FL 34684-1946
Transaction TypeMortgage
Record UpdatedSep 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2489 ASTER DR, PALM HARBOR, FL 34684-1946

Mortgage

Document Number0221870795
DateAug 31, 2022
Book Page22187/795
Instrument2022265564
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueAug 17, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address2489 ASTER DR, PALM HARBOR, FL 34684-1946
Transaction TypeMortgage
Record UpdatedJul 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2489 ASTER DR, PALM HARBOR, FL 34684-1946

Mortgage

Document Number0216112371
DateJul 2, 2021
Book Page21611/2371
Instrument2021220359
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJul 1, 2036

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address2489 ASTER DR, PALM HARBOR, FL 34684-1946
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0196871058
DateJun 30, 2017
Book Page19687/1058
Instrument2017204180
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2047

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address2489 ASTER DR, PALM HARBOR, FL 34684-1946
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0199760642
DateMar 15, 2018
Book Page19976/0642
Instrument2018080505
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2048

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateJun 3, 2019
Property Address2489 ASTER DR, PALM HARBOR, FL 34684-1946
Document Number0205611689
Book / Page20561 / 1689
Map ReferenceMB 111 PG 36&37
Instrument DateMay 31, 2019
Instrument2019173870
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyARROW TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,205.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10231 NEWINGTON DR, 10231, ORLANDO, FL 32836-3745

Transferred To (Grantee/Buyer)

NameVerified Name
Address2489 ASTER DR, PALM HARBOR, FL 34684-1946

Mortgage

Document Number2019173871
DateJun 3, 2019
Instrument2019173871
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2489 Aster Dr was $7,846.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,846.00$427,217 Land $139,275 Building $287,942$427,217 Land $139,275 Building $287,942
2023$6,923.00 (+9.61%)$408,344 (+11.21%)$408,344 (+11.21%) Land $169,673 Building $238,671
2022$6,316.00$367,176$367,176 Land $189,546 Building $177,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2489 Aster Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 27 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies27 in force
Nearby Flood Claims1 (1993)
Most Recent ClaimMar 1993 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2489 Aster Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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