24889 Kay Ave, Hayward, CA 94545 Property Records

Alameda County property record for 24889 Kay Ave, Hayward, CA 94545

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,542 sqft · built 1959
Lot Size	0.126 acres (5,500 sqft)
Owner	2 Individual Names on File
Last Sale	$990,000 (Aug 2022)
Tax Bill	$12,367 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Mar 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`442-40-22`

Property Details

APN / Parcel Number

Primary APN	`442-40-22`
Alternative APN	`442-0040-022-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,542 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1967
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,500 sqft (0.126 acres)

Location & Zoning

Street Address	24889 KAY AVE
City	HAYWARD
State	CA
Zip	94545-2138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00017 BLK: 0005 TR: 1878
Legal Subdivision	1878 PALMA CEIA VILLAGE UN 19
Legal Tract	1878
Legal Block	5
Legal Lot Number	17
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	1
Census Block	1006
Census Tract	437000

Owner

24889 Kay Ave is owned and occupied by two individuals who bought it in August 2022.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	24889 KAY AVE, HAYWARD, CA 94545-2138
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 11, 2022	Grant Deed, Transfer · Commercial Mortgage ZINCE FINANCIAL INC
Apr 14, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Apr 14, 2020	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2022 · Amount on File
Deed Sale	Aug 2, 2022 · Amount on File
Prior Sale	Mar 11, 2022 · Amount on File
Deed Document Number	2022136610
Record Updated	Oct 29, 2026

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Aug 2, 2022
Property Address	24889 KAY AVE, HAYWARD, CA 94545-2138
Document Number	0000136610
Map Reference	MB 38 PG 81&82
Instrument Date	Jul 22, 2022
Instrument	2022136610
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,504.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	24889 KAY AVE, HAYWARD, CA 94545-2138

Mortgage

Document Number	0000136611
Date	Aug 2, 2022
Instrument	2022136611

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Aug 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.3%
Index	Other
Margin	3
Max Rate	10.3%

Mortgage

Document Number	0000136612
Date	Aug 2, 2022
Instrument	2022136612

Lender

Name	ALASKA USA FCU
Type	Credit Union
Address	ANCHORAGE, AK 99519

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Mar 11, 2022
Property Address	24889 KAY AVE, HAYWARD, CA 94545-2138
Document Number	0000052524
Map Reference	MB 38 PG 81&82
Instrument Date	Mar 4, 2022
Instrument	2022052524
Transaction Type	Transfer
Record Updated	Mar 29, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,112.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2718 JENNIFER DR, CASTRO VALLEY, CA 94546-3226

Mortgage

Document Number	0000052525
Date	Mar 11, 2022
Instrument	2022052525

Lender

Name	ZINCE FINANCIAL INC
Type	Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	24889 KAY AVE, HAYWARD, CA 94545-2138
Document Number	0000095574
Instrument Date	Apr 14, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24889 KAY AVE HAYWARD CA 945452138, HAYWARD, CA 94545-2138

Mortgage

Document Number	0000095574
Date	Apr 27, 2020
Instrument	95574

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	864 Months
Due	Apr 26, 2092

Interest

Rate Type	Adjustable Rate
Rate	3.8%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	24889 KAY AVE, HAYWARD, CA 94545-2138
Document Number	0000095573
Instrument Date	Apr 14, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24889 KAY AVE HAYWARD CA 945452138, HAYWARD, CA 94545-2138

Mortgage

Document Number	0000095573
Date	Apr 27, 2020
Instrument	95573

Lender

Name	FINANCE OF AMERICA REVERSE
Address	TULSA, OK 74133

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	864 Months
Due	Apr 26, 2092

Interest

Rate Type	Adjustable Rate
Rate	3.8%

Tax Assessment & Valuation

The 2025 property tax bill for 24889 Kay Ave was $12,367 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Hayward City
Unified School District	Hayward Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,043,587 (+1.32%) Land $315,176 Building $735,411
2025	$12,367.00 Homeowner's exemption	$1,029,995 Land $308,998 Building $720,997
2023	$11,126.00	$910,000 Land $273,000 Building $637,000	$873,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24889 Kay Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 24889 Kay Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAYWARD serves 162,954 people · EPA ID CA0110006
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
RobinsonHSS Fixed Wireless	1,000 / 1,000
Tekify Fiber & Wireless Fixed Wireless	550 / 120
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sail Internet, Sonic Telecom.

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