24888 Branfields Dr, Ridgely, MD 21660 Property Records

Caroline County property record for 24888 Branfields Dr, Ridgely, MD 21660

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,620 sqft · built 2015
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,410 (Apr 2015)
Tax Bill	$3,620 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-031440`

Property Details

APN / Parcel Number

Primary APN	`07-031440`
Alternative APN	`031440`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,620 sqft Total Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Mixed
Garage Area	1,276 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	528 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	031440
Street Address	24888 BRANFIELDS DR
City	RIDGELY
State	MD
Zip	21660-1647
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	1.008 AC LOT-5 BRANFIELDS DR BRANFIELDS
Legal Subdivision	BRANFIELDS
Legal Lot Number	5
Jurisdiction	CAROLINE MD
Township / Civil Division	7, RIDGELY
Census Block Group	1
Census Block	1073
Census Tract	955201

Owner

Source: Caroline County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24888 BRANFIELDS DR, RIDGELY, MD 21660-1647
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORPORATION
Apr 5, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2015 · Amount on Record
Deed Sale	Apr 9, 2015 · Amount on Record
Prior Sale	Oct 1, 2014 · Amount on Record
Deed Book / Page	1150 / 33
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Recording Date	Jul 9, 2026
Property Address	24888 BRANFIELDS DR, RIDGELY, MD 21660-1647
Document Number	1796000031
Book / Page	1796 / 31
Instrument Date	Jul 3, 2026
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	2020 TITLE LLC, 2020 TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	24888 BRANFIELDS DR, RIDGELY, MD 21660-1647

Mortgage

Document Number	1796000031,
Date	Jul 9, 2026
Book Page	1796/31

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	24888 BRANFIELDS DR, RIDGELY, MD 21660-1647
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014820359
Date	Apr 5, 2021
Book Page	1482/359

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,620.00 (+3.08%) Homeowner's exemption	$354,833 (+16.3%)	$372,600 (+16.69%) Land $75,000 Building $297,600
2025	$3,512.00 (+12.2%)
2023	$3,130.00 Homeowner's exemption	$305,100	$319,300 Land $75,000 Building $244,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1999–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choptank Fiber Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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