2488 S Lydia Loop, Hubbard, OR 97032 Property Records

Marion County property record for 2488 S Lydia Loop, Hubbard, OR 97032

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,027 sqft · built 2019
Lot Size	0.119 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$409,500 (Aug 2019)
Tax Bill	$4,421 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`041W33DB03900`

Property Details

APN / Parcel Number

Primary APN	`041W33DB03900`
Alternative APN	`357098`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,027 sqft Living Area
Gross Area	2,386 sqft
1st Floor Area	802 sqft
2nd Floor Area	1,225 sqft

Exterior

Year Built	Built 2019
Roof Material	Rolled Roofing
Lot Area	5,227 sqft (0.119 acres)
Garage Type	Attached
Garage Area	359 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	357098
Street Address	2488 S LYDIA LOOP
City	HUBBARD
State	OR
Zip	97032-9115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	KOOIMAN ESTATES, LOT 9, ACRES 0.12
Legal Range	01W
Legal Township	04
Legal Section	33
Legal Quarter	SE
Quarter-Quarter Section	NW
Legal Subdivision	KOOIMAN ESTATES
Legal Lot Number	9
Jurisdiction	MARION OR
Township / Civil Division	HUBBARD
Census Block Group	4
Census Block	4055
Census Tract	10202

Owner

Source: Marion County records, as of February 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2488 S LYDIA LOOP, HUBBARD, OR 97032-9115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2019	Warranty Deed, Transfer · Conventional with PMI ACADEMY MTG
Nov 15, 2018	Deed of Trust, Construction Loan · Line of Credit COLUMBIA ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2019 · Amount on Record
Deed Sale	Aug 30, 2019 · Amount on Record
Deed Document Number	42370024
Deed Book / Page	2019 / 8151
Record Updated	Jun 8, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION OR
Recording Date	Aug 30, 2019
Property Address	2488 S LYDIA LOOP, HUBBARD, OR 97032-9115
Document Number	0000041062
Book / Page	004237 / 000024
Instrument Date	Aug 29, 2019
Instrument	41062
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$409.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2488 S LYDIA LOOP HUBBARD OR 97032, HUBBARD, OR 97032

Mortgage

Document Number	41063
Date	Aug 30, 2019
Book Page	004237/000025
Instrument	41063

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2049

November 2018: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	MARION OR
Recording Date	Nov 15, 2018
Property Address	2488 S LYDIA LOOP, HUBBARD, OR 97032-9115
Document Number	0000054912
Book / Page	004141 / 000181
Instrument Date	Nov 7, 2018
Instrument	54912
Transaction Type	Construction Loan
Record Updated	Apr 24, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2488 S LYDIA LOOP HUBBARD OR 97032, HUBBARD, OR 97032

Mortgage

Document Number	0000054912
Date	Nov 15, 2018
Book Page	004141/000181
Instrument	54912

Lender

Name	COLUMBIA ST BK
Type	Bank
Address	5000 MEADOWS RD # 220, LAKE OSWEGO, OR 97035-2231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 14, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Marion County
Municipality	Hubbard City
Unified School District	North Marion School District 15 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,421.00 (+3.34%)	$287,810 (+3%)	$641,410 (+6.89%) Land $133,650 Building $507,760
2024	$4,278.00 (+3.58%)	$279,430 (+3%)	$600,060 (+1%) Land $120,000 Building $480,060
2023	$4,130.00 (+2.15%)	$271,300 (+3%)	$545,520 (+2.36%) Land $120,000 Building $425,520
2022	$4,043.00	$263,400	$532,950 Land $120,000 Building $412,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HUBBARD serves 3,478 people · EPA ID OR4100389
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Datavision Communications, Hunter Communications.

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