2488 Primm Rd, Denver, NC 28037 Property Records

Lincoln County property record for 2488 Primm Rd, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,649 sqft · built 1987
Lot Size	0.534 acres (23,261 sqft)
Owner	2 Trust Names on File
Last Sale	$1,475,000 (Mar 2026)
Tax Bill	$5,166 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit Sep 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`4613-63-1738`

Property Details

APN / Parcel Number

Primary APN	`4613-63-1738`
Alternative APNs	`461315631738` `246962` `316215` `33651`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,649 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Custom Design
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	23,261 sqft (0.534 acres)
Pool Area	512 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	316215
Street Address	2488 PRIMM RD
City	DENVER
State	NC
Zip	28037-8667
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	MADY CONS HMST R1391
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1003
Census Tract	71202

Owner

2488 Primm Rd is held in a trust since March 2026.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3212 LAPP LN, NAPERVILLE, IL 60564-8350
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 26, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 5, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 15, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 30, 2026	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIME MORTGAGE LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2026 · Amount on File
Deed Sale	Mar 30, 2026 · Amount on File
Prior Sale	Jun 5, 2013 · Amount on File
Deed Document Number	2026707453
Deed Book / Page	3490 / 7
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	2488 PRIMM RD, DENVER, NC 28037-8667
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003210750
Date	Nov 14, 2022
Book Page	3210/750
Instrument	660318

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	2488 PRIMM RD, DENVER, NC 28037-8667
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2488 PRIMM RD, DENVER, NC 28037-8667

Mortgage

Document Number	0000344266
Date	Sep 26, 2025
Book Page	3442/66
Instrument	699892

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2045

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	2488 PRIMM RD, DENVER, NC 28037-8667
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2488 PRIMM RD, DENVER, NC 28037-8667

Mortgage

Document Number	0003365206
Date	Nov 5, 2024
Book Page	3365/206
Instrument	687118

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	288 Months
Due	Nov 1, 2048

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	2488 PRIMM RD, DENVER, NC 28037-8667
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2488 PRIMM RD, DENVER, NC 28037-8667

Mortgage

Document Number	0003317490
Date	Apr 15, 2024
Book Page	3317/490
Instrument	679202

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Mar 30, 2026
Property Address	2488 PRIMM RD, DENVER, NC 28037-8667
Document Number	0000034907
Book / Page	3490 / 7
Instrument Date	Mar 30, 2026
Instrument	707453
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,950.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7166 JASPER ST, NAVARRE, FL 32566-8645

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3212 LAPP LN, NAPERVILLE, IL 60564-8350

Mortgage

Document Number	0000707454
Date	Mar 30, 2026
Instrument	707454

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11%
Index	SOFR Average 30-Day
Max Rate	11%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	2488 PRIMM RD, DENVER, NC 28037-8667
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2976803
Date	Nov 20, 2020
Book Page	2976/803
Instrument	620313

Lender

Name	PRIME MORTGAGE LENDING INC
Type	Mortgage Company
Address	APEX, NC 27502

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 2488 Primm Rd was $5,166.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,166.00	$832,266 (-) Land $500,447 Building $331,819	$832,266 (-) Land $500,447 Building $331,819
2025	$5,166.00	$832,266 Land $500,447 Building $331,819	$832,266 Land $500,447 Building $331,819
2023	$5,125.00	$832,266 Land $500,447 Building $331,819	$832,266 Land $500,447 Building $331,819

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2488 Primm Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2013–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2488 Primm Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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