2487 Elm Crossing Trl, Spring, TX 77386 Property Records

Montgomery County property record for 2487 Elm Crossing Trl, Spring, TX 77386

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,795 sqft · built 2013
Lot Size0.108 acres (4,724 sqft)
Owner2 Individual Names on File
Last Sale$12,396 (Mar 2026)
Tax Bill$2,265 (2025)
Deeds & MortgagesMar 2026 Second Mortgage
Mar 2026 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN5159-06-03200

Property Details

APN / Parcel Number

Primary APN5159-06-03200
Alternative APN
  • R433384

Interior

Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,795 sqft Living Area
Gross Area2,195 sqft
1st Floor Area1,795 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area4,724 sqft (0.108 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2487 ELM CROSSING TRL
CitySPRING
StateTX
Zip77386-1393
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS515906 - FOREST VILLAGE 06, BLOCK 2, LOT 28
Legal SubdivisionFOREST VILLAGE 06
Legal Block2
Legal Lot Number28
JurisdictionMONTGOMERY TX
Township / Civil DivisionSOUTHEAST MONTGOMERY
Census Block Group3
Census Block3006
Census Tract692007

Owner

2487 Elm Crossing Trl is owned and occupied by two individuals who bought it in March 2026.

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2487 ELM CROSSING TRL, SPRING, TX 77386-1393
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
TEXAS STATE AFFORDABLE HSNG CORP
Mar 19, 2026Deed of Trust, Mortgage · FHA Mortgage
PLAINS COMMERCE BANK
Mar 19, 2026Vendor's Lien, Transfer · Stand-Alone First Mortgage
PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 19, 2026 · Amount on File
Deed SaleMar 19, 2026 · Amount on File
Prior SaleOct 15, 2013 · Amount on File
Deed Document Number202626399
Prior Transfer DateOct 9, 2013
Prior Transfer Doc0000112916
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address2487 ELM CROSSING TRL, SPRING, TX 77386-1393
Transaction TypeMortgage
Record UpdatedApr 7, 2026
Title CompanyCAPITAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2487 ELM CROSSING TRL, SPRING, TX 77386-1393

Mortgage

Document Number0000026401
DateMar 19, 2026
Instrument2026026401
Lender
NameTEXAS STATE AFFORDABLE HSNG CORP
TypeGovernment Agency
Address78975
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term36 Months
DueMar 18, 2029

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address2487 ELM CROSSING TRL, SPRING, TX 77386-1393
Transaction TypeMortgage
Record UpdatedApr 7, 2026
Title CompanyCAPITAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address16510 CHIMNEY ROCK RD 425, 425, HOUSTON, TX 77053-4236

Mortgage

Document Number0000026400
DateMar 19, 2026
Instrument2026026400
Lender
NamePLAINS COMMERCE BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2056

March 2026: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMONTGOMERY TX
Recording DateMar 19, 2026
Property Address2487 ELM CROSSING TRL, SPRING, TX 77386-1393
Document Number0000026399
Map ReferenceCAB Z SH 2469
Instrument DateMar 18, 2026
Instrument2026026399
Transaction TypeTransfer
Record UpdatedApr 7, 2026
Title CompanyCAPITAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address19407 HAYS SPRING DR, CYPRESS, TX 77433-6783

Transferred To (Grantee/Buyer)

NameVerified Name
Address2487 ELM CROSSING TRL, SPRING, TX 77386-1393

Mortgage

DateMar 19, 2026
Lender
NamePLAINS COMMERCE BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2487 Elm Crossing Trl was $2,265, up 147.8% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$250,000 (-6.87%) Land $42,500 Building $207,500$250,000 (-6.87%) Land $42,500 Building $207,500
2025$2,265.00 (+147.81%) Homeowner's exemption Senior Citizen's exemption$268,436 (+7.6%) Land $42,500 Building $225,936$268,436 (+6.71%) Land $42,500 Building $225,936
2024$914.00 (+4.34%) Homeowner's exemption Senior Citizen's exemption$249,480 (+1%) Land $42,500 Building $209,056$251,556 (-8.75%) Land $42,500 Building $209,056
2023$876.00 Homeowner's exemption$226,800 Land $42,500 Building $233,170$275,670 Land $42,500 Building $233,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2487 Elm Crossing Trl in Zone X, an area of moderate flood risk, though there have been 47 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 157 policies
Nearby Flood Policies157 in force
Nearby Flood Claims47 (2016–2026)
Claims Outside the SFHA35 of 47
Most Recent ClaimJun 2026 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 2 claims
  • Hurricane Harvey, Aug 2017 · 36 claims
  • Severe Storms And Flooding, May 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2487 Elm Crossing Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRING CREEK UTILITY DISTRICT
serves 8,919 people · EPA ID TX1700133
Water SourceGroundwater
Last State InspectionNov 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: Spectrum, T-Mobile.

Nearby Properties on Elm Crossing Trl

Nearby Streets

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