24863 State Hwy 3, Dow, IL 62022 Property Records

Jersey County property record for 24863 State Hwy 3, Dow, IL 62022

Property Summary

Property Type	Single Family Home
Details	2,338 sqft · built 1995
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (Aug 2025)
Tax Bill	$4,561 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage Jul 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`01-074-018-00`

Property Details

APN / Parcel Number

Primary APN	`01-074-018-00`
Alternative APN	`074-018-00`

Interior

Stories	1 Story
Building Area	2,338 sqft Total Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	39,204 sqft (0.9 acres)

Location & Zoning

Account Number	074-018-00
Street Address	24863 STATE HIGHWAY 3
City	DOW
State	IL
Zip	62022-3443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT IN NE1/4 NE1/4 8-19 235K, 5-16 185K, 1-13 165K, 6-05 175K, 11-01 172K 1995 1+STY/BSMT 2338SQ
Jurisdiction	JERSEY IL
Township / Civil Division	ELSAH
Census Block Group	3
Census Block	3001
Census Tract	10300

Owner

Source: Jersey County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24863 STATE HIGHWAY 3, DOW, IL 62022-3443
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage ENDEAVOR AMERICA LOAN SERVICES
Jul 30, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2025 · Amount on Record
Deed Sale	Aug 11, 2025 · Amount on Record
Prior Sale	Aug 19, 2019 · Amount on Record
Deed Document Number	2025177659
Prior Transfer Date	Jun 28, 2019
Prior Transfer Doc	0000156736
Record Updated	Oct 29, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JERSEY IL
Recording Date	Aug 19, 2019
Property Address	24863 STATE HIGHWAY 3, DOW, IL 62022-3443
Document Number	201900156901
Instrument Date	Aug 12, 2019
Instrument	201900156901
Transaction Type	Transfer
Record Updated	Jul 5, 2022
Title Company	SERENITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900156902
Date	Aug 19, 2019
Instrument	201900156902

Lender

Name	ENDEAVOR AMERICA LOAN SERVICES
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JERSEY IL
Recording Date	Jul 30, 2019
Property Address	24863 STATE HIGHWAY 3, DOW, IL 62022-3443
Document Number	201900156736
Instrument Date	Jun 28, 2019
Instrument	201900156736
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Jersey County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jersey County
County Subdivision	Elsah Township
Unified School District	Jersey Community Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,561.00 (-1.85%) Homeowner's exemption Senior Citizen's exemption	$117,410 (+20.84%) Land $5,185 Building $112,225	$352,230 (+20.84%) Land $15,555 Building $336,675
2024	$4,647.00 (-0.6%)	$97,165 (+17.7%) Land $5,110 Building $92,055	$291,495 (+17.7%) Land $15,330 Building $276,165
2022	$4,675.00 Homeowner's exemption Senior Citizen's exemption	$82,550 Land $4,340 Building $78,210	$247,650 Land $13,020 Building $234,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	229 (1979–2024)
Claims Outside the SFHA	12 of 229
Most Recent Claim	Jul 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jun 2019 · 22 claims Severe Storms & Flooding, Aug 1993 · 86 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Grafton Technologies Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on State Hwy 3

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