2486 Pendower Ln, Keswick, VA 22947 Property Records

Albemarle County property record for 2486 Pendower Ln, Keswick, VA 22947

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,879 sqft
Lot Size	0.684 acres (29,795 sqft)
Owner	Individual Name on File
Last Sale	$206,000 (Aug 2018)
Tax Bill	$10,438 (2026)
Deeds & Mortgages	Jan 2020 Mortgage Feb 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`093A4-00-S3-00200`

Property Details

APN / Parcel Number

Primary APN	`093A4-00-S3-00200`
Alternative APN	`39072`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,879 sqft Finished Area
Basement Area	3,595 sqft
Finished Basement	1,501 sqft
Unfinished Basement	1,797 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	29,795 sqft (0.684 acres)
View / Lot	Flood Plain/Flood Zone
Garage Area	600 sqft

Exterior Amenities

Porch	Slab
Porch Area	368 sqft
Deck Area	300 sqft
Patio Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2486 PENDOWER LN
City	KESWICK
State	VA
Zip	22947-9192
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD
Legal Description	GLENMORE S3 2 PH 2
Legal Subdivision	GLENMORE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SCOTTSVILLE
Census Block Group	2
Census Block	2000
Census Tract	10402

Owner

2486 Pendower Ln is owned and occupied by an individual who bought it in August 2018.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	2486 PENDOWER LN, KESWICK, VA 22947-9192
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK
Feb 12, 2019	Deed of Trust, Mortgage JP MORGAN CHASE BK
Aug 22, 2018	Deed of Trust, Mortgage · Line of Credit STANLEY MARTIN COMPANIES LLC
Aug 15, 2018	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2018 · Amount on File
Deed Sale	Aug 15, 2018 · Amount on File
Prior Sale	Jan 15, 2009 · Amount on File
Deed Document Number	20189157
Deed Book / Page	5084 / 281
Prior Transfer Date	Dec 16, 2008
Prior Transfer Doc	3674/351
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2486 PENDOWER LN, KESWICK, VA 22947-9192
Document Number	0000000600
Instrument Date	Jan 14, 2020
Transaction Type	Mortgage
Record Updated	Feb 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2486 PENDOWER LN KESWICK VA 229479192, KESWICK, VA 22947-9192

Mortgage

Document Number	0000000600
Date	Jan 21, 2020
Book Page	005267/000441
Instrument	600

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 20, 2050

Interest

Rate	3.5%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2486 PENDOWER LN, KESWICK, VA 22947-9192
Document Number	0000001488
Instrument Date	Feb 12, 2019
Transaction Type	Mortgage
Record Updated	Mar 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2486 PENDOWER LN KESWICK VA 229479192, KESWICK, VA 22947-9192

Mortgage

Document Number	0000001488
Date	Feb 19, 2019
Book Page	005138/000044
Instrument	1488

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 18, 2049

Interest

Rate	4.37%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2486 PENDOWER LN, KESWICK, VA 22947-9192
Document Number	0000009602
Instrument Date	Aug 22, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000009602
Date	Aug 27, 2018
Book Page	005088/000400
Instrument	9602

Lender

Name	STANLEY MARTIN COMPANIES LLC

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	12%

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Aug 15, 2018
Property Address	2486 PENDOWER LN, KESWICK, VA 22947-9192
Document Number	0000009157
Book / Page	005084 / 000281
Instrument Date	Aug 10, 2018
Instrument	9157
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$206.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1497 BREMERTON LN KESWICK VA 229479147, KESWICK, VA 22947-9147

Tax Assessment & Valuation

The 2026 property tax bill for 2486 Pendower Ln was $10,438, up 15.1% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,438.00 (+15.12%)	$1,167,600 (+15.11%) Land $229,500 Building $938,100	$1,167,600 (+15.11%) Land $229,500 Building $938,100
2025	$9,067.00	$1,014,300 Land $219,300 Building $795,000	$1,014,300 Land $219,300 Building $795,000
2023	$7,652.00	$896,100 Land $219,300 Building $676,800	$896,100 Land $219,300 Building $676,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2486 Pendower Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2486 Pendower Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20

May also be available: Firefly Fiber Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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