2486 Gerald Ct, Atco, NJ 08004 Property Records

Camden County and Waterford Township property record for 2486 Gerald Ct, Atco, NJ 08004

Property Summary

Property Type	Single Family Home
Details	1,334 sqft · built 1987
Lot Size	0.093 acres (4,051 sqft)
Owner	Individual Name on File
Last Sale	$261,000 (Jun 2024)
Tax Bill	$4,920 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-00502-0000-00132`

Property Details

APN / Parcel Number

Primary APN	`35-00502-0000-00132`
Alternative APN	`35004010700020`

Interior

Stories	2 Stories
Building Area	1,334 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame
Lot Area	4,051 sqft (0.093 acres)

Location & Zoning

Old Parcel Number	35004010700020
Street Address	2486 GERALD CT
City	ATCO
State	NJ
Zip	08004-2815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Subdivision	PAMELA PLACE SEC 07
Legal Block	502
Legal Lot Number	132
Jurisdiction	CAMDEN NJ
Township / Civil Division	WATERFORD
Census Block Group	2
Census Block	2004
Census Tract	608901

Owner

2486 Gerald Ct is owned and occupied by an individual who bought it in June 2024.

Source: Camden County and Waterford Township records, as of July 1, 2026

Owner of Record	Individual Name on File
Mailing Address	2486 GERALD CT, ATCO, NJ 08004-2815
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2024 · Amount on File
Deed Sale	Jun 19, 2024 · Amount on File
Prior Sale	Oct 2, 2020 · Amount on File
Deed Document Number	202438342
Deed Book / Page	12603 / 469
Record Updated	Oct 29, 2026

October 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CAMDEN NJ
Recording Date	Oct 2, 2020
Property Address	2486 GERALD CT, ATCO, NJ 08004-2815
Document Number	0000074336
Book / Page	11511 / 187
Instrument Date	Sep 18, 2020
Instrument	2020074336
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	YOUR HOMETOWN TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$683.75
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	142 NORTH AVE, 142, HAMMONTON, NJ 08037-2451

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 HICKORY LN, BERLIN, NJ 08009-2217

Mortgage

Document Number	0011511193
Date	Oct 2, 2020
Instrument	11511/193

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2486 Gerald Ct was $4,920, up 3.5% from the year before.

Source: Camden County and Waterford Township assessment roll, as of July 1, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Camden County
County Subdivision	Waterford Township
Unified School District	Waterford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,900 (-) Land $23,900 Building $84,000	$107,900 (-) Land $23,900 Building $84,000
2025	$4,920.00 (+3.49%)	$107,900 Land $23,900 Building $84,000	$107,900 Land $23,900 Building $84,000
2024	$4,754.00
2023		$107,900 Land $23,900 Building $84,000	$107,900 Land $23,900 Building $84,000
2022	$4,430.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2486 Gerald Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2486 Gerald Ct is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 60% of New Jersey
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERFORD TOWNSHIP WATER DEPT. serves 1,300 people · EPA ID NJ0435003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20