2486 Fred St, Warren, MI 48092 Property Records

Macomb County property record for 2486 Fred St, Warren, MI 48092

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,438 sqft · built 1965
Lot Size	0.517 acres (22,521 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Oct 2017)
Tax Bill	$4,138 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-13-07-127-004`

Property Details

APN / Parcel Number

Primary APN	`12-13-07-127-004`
Alternative APN	`1307127004`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,438 sqft Living Area
Gross Area	1 sqft
1st Floor Area	1,194 sqft
Basement Area	1,061 sqft
Unfinished Basement	1,061 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Bungalow
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	22,521 sqft (0.517 acres)
Lot Dimensions	300 ft deep x 75 ft wide
Garage Area	523 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	2486 FRED ST
City	WARREN
State	MI
Zip	48092-1821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-B
Legal Description	SUPERVISORS PLAT OF EYSTER CROMIE DEQUINDRE FARMS E 1/2 LOT 72 L.23 P.39
Legal Subdivision	SUPERVISORS PLAT
Legal Lot Number	72
Jurisdiction	MACOMB MI
Township / Civil Division	WARREN
Census Block Group	1
Census Block	1009
Census Tract	260900

Owner

Source: Macomb County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2486 FRED ST, WARREN, MI 48092-1821
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Oct 18, 2017	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2017 · Amount on Record
Deed Sale	Oct 18, 2017 · Amount on Record
Deed Document Number	20177124391
Deed Book / Page	25006 / 659
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	2486 FRED ST, WARREN, MI 48092-1821
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	ABSTRACT TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2486 FRED ST, WARREN, MI 48092-1821

Mortgage

Document Number	2102225589
Date	Aug 25, 2021
Book Page	27939/581
Instrument	202102225589

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Oct 18, 2017
Property Address	2486 FRED ST, WARREN, MI 48092-1821
Document Number	0000124391
Book / Page	025006 / 000659
Instrument Date	Sep 19, 2017
Instrument	124391
Transaction Type	Transfer
Record Updated	Nov 20, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,419.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2366 JOHN R RD #104 TROY MI 480832573, 104, TROY, MI 48083-2573

Mortgage

Document Number	124392
Date	Oct 18, 2017
Book Page	025006/000661
Instrument	124392

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2047

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Warren City
Unified School District	Warren Consolidated Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,180 (+37.82%)	$262,360 (+37.82%)
2025	$4,138.00 (+14.85%)
2023		$95,180	$190,360
2022	$3,603.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WARREN serves 134,056 people · EPA ID MI0006900
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 123.NET.

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