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2486 3rd Ave E, North Saint Paul (Saint Paul), MN 55109 Property Records

Ramsey County property record for 2486 3rd Ave E, North Saint Paul, MN 55109

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,368 sqft · built 2019
Lot Size0.344 acres (14,985 sqft)
Owner2 Individual Names on Record
Last Sale$290,000 (Aug 2020)
Tax Bill$4,122 (2023)
Deeds & MortgagesAug 2020 Sale & Mortgage
Aug 2019 Construction Loan
Flood ZoneZone X (minimal risk)
APN12-29-22-34-0020

Property Details

APN / Parcel Number

Primary APN12-29-22-34-0020

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,368 sqft Living Area
1st Floor Area1,368 sqft
Basement Area1,000 sqft
Finished Basement1,000 sqft

Exterior

Year BuiltBuilt 2019
Architectural StyleSplit Entry
Exterior MaterialAluminum/Vinyl
Lot Area14,985 sqft (0.344 acres)
Lot Dimensions125 ft deep x 120 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address2486 3RD AVE E
CityNORTH ST PAUL
StateMN
Zip55109-3224
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB
Legal DescriptionFIRST ADDITION TO NORTH ST.,PA LOTS 5 6 & LOT 7 BLK 6
Legal Range22
Legal Township29
Legal Section12
Legal Quarter3
Quarter-Quarter Section4
Legal SubdivisionFIRST ADDITION TO NORTH ST,PA
Legal Block6
Legal Lot Number5-7 6
JurisdictionRAMSEY MN
Township / Civil DivisionNORTH ST. PAUL
Census Block Group2
Census Block2025
Census Tract42602

Owner

Source: Ramsey County records, as of April 29, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2486 3RD AVE E, NORTH ST PAUL, MN 55109-3224
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
UNITED WHOLESALE MTG
Aug 9, 2019Trustee's Deed, Construction Loan · Construction Mortgage
PREMIER BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 28, 2020 · Amount on Record
Deed SaleAug 28, 2020 · Amount on Record
Prior SaleSep 10, 2013 · Amount on Record
Deed Document NumberA04829821
Record UpdatedJun 7, 2026

August 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateAug 28, 2020
Property Address2486 3RD AVE E, NORTH ST PAUL, MN 55109-3224
Document Number0004829821
Instrument DateJul 14, 2020
Instrument4829821
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 16, 2020
Title CompanyMINNESOTA RIV VALLEY TITLE AND ABSTRACT, MINNESOTA RIV VLY TITLE & ABST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$986.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2486 3RD AVE E NORTH ST PAUL MN 551093224, NORTH ST PAUL, MN 55109-3224

Mortgage

Document Number4829822
DateAug 28, 2020
Instrument4829822
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 27, 2035

August 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionRAMSEY MN
Recording DateAug 9, 2019
Property Address2486 3RD AVE E, NORTH ST PAUL, MN 55109-3224
Instrument DateAug 8, 2019
Instrument4767913
Transaction TypeConstruction Loan
Record UpdatedAug 21, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2480 7TH AVE E NORTH ST PAUL MN 551092906, NORTH ST PAUL, MN 55109-2906

Mortgage

Document Number0004767913
DateAug 9, 2019
Instrument4767913
Lender
NamePREMIER BK
TypeBank
AddressMAPLEWOOD, MN 55109
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueAug 8, 2020
Interest
Rate5%

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalityNorth St. Paul City
Unified School DistrictNorth St. Paul-Maplewood-Oakdale School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$4,122.00 Homeowner's exemption$336,800 Land $65,200 Building $271,600$336,800 Land $65,200 Building $271,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNorth Saint Paul
serves 13,134 people · EPA ID MN1620011
Water SourceGroundwater
Last State InspectionMay 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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