24851 Stem Ave, Lake Forest, CA 92630 Property Records

Orange County property record for 24851 Stem Ave, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,152 sqft · built 1965
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,242,000 (Aug 2026)
Tax Bill	$7,807 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`619-023-27`

Property Details

APN / Parcel Number

Primary APN	`619-023-27`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,152 sqft Living Area
Gross Area	2,523 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	7,000 sqft (0.161 acres)
Garage Area	371 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	24851 STEM AVE
City	LAKE FOREST
State	CA
Zip	92630-5251
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 5531 BLK LOT 27
Legal Subdivision	TR 5531
Legal Tract	5531
Legal Lot Number	27
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	1
Census Block	1022
Census Tract	32014

Owner

Source: Orange County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24851 STEM AVE, LAKE FOREST, CA 92630-5251
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Grant Deed, Transfer · Conventional Mortgage CAPITAL LENDING
Aug 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage BRENDAN FLAHERTY
Jul 22, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 22, 2019	Quit Claim Deed, Transfer EQUITY TITLE COMPANY, EQUITY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2026 · Amount on Record
Deed Sale	Aug 11, 2026 · Amount on Record
Prior Sale	Jul 29, 2025 · Amount on Record
Deed Document Number	2026227482
Prior Transfer Date	Jun 6, 2019
Prior Transfer Doc	0000263358
Record Updated	Sep 20, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 11, 2026
Property Address	24851 STEM AVE, LAKE FOREST, CA 92630-5251
Document Number	0000227482
Instrument Date	Jul 23, 2026
Instrument	2026227482
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	LAWYERS LAND TITLE COMPANY, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$137,986.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24851 STEM AVE, LAKE FOREST, CA 92630-5251

Mortgage

Document Number	0000227483,
Date	Aug 11, 2026
Instrument	2026227483

Lender

Name	CAPITAL LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	24851 STEM AVE, LAKE FOREST, CA 92630-5251
Document Number	0000360417
Instrument Date	Aug 28, 2019
Transaction Type	Mortgage
Record Updated	Sep 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	24851 STEM AVE LAKE FOREST CA 926305251, LAKE FOREST, CA 92630-5251

Mortgage

Document Number	0000360417
Date	Sep 19, 2019
Instrument	360417

Lender

Name	BRENDAN FLAHERTY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 22, 2019
Property Address	24851 STEM AVE, LAKE FOREST, CA 92630-5251
Document Number	0000263359
Map Reference	MB 197 PG 29-33
Instrument Date	Jun 6, 2019
Instrument	2019000263359
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	EQUITY TITLE ORANGE COUNTY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24851 STEM AVE, LAKE FOREST, CA 92630-5251

Mortgage

Document Number	0000263360
Date	Jul 22, 2019
Instrument	2019000263360

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 22, 2019
Property Address	24851 STEM AVE, LAKE FOREST, CA 92630-5251
Document Number	0000263358
Instrument Date	Jun 6, 2019
Instrument	263358
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	24851 STEM AVE LAKE FOREST CA 926305251, LAKE FOREST, CA 92630-5251

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$999,999 (+30.62%) Land $832,392 Building $167,607
2025	$7,807.00 (+4.34%) Homeowner's exemption	$765,550 (+4.04%) Land $619,347 Building $146,203
2023	$7,482.00 (+1.82%) Homeowner's exemption	$735,824 Land $595,297 Building $140,527
2022	$7,348.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL TORO WATER DISTRICT serves 53,415 people · EPA ID CA3010079
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cityside Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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