2485 Upper Lake Rd, Thomasville, NC 27360 Property Records

Davidson County property record for 2485 Upper Lake Rd, Thomasville, NC 27360

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 1,360 sqft · built 1977
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$95,000 (May 2024)
Tax Bill	$493 (2025)
Deeds & Mortgages	May 2024 Mortgage May 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-340-0-000-0127`

Property Details

APN / Parcel Number

Primary APN	`16-340-0-000-0127`
Alternative APNs	`9046663` `9276203`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,360 sqft Total Area
1st Floor Area	1,044 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1995
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	280 ft deep x 38 ft wide
Garage Type	Mixed
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	172 sqft
Deck Area	144 sqft
Patio Area	144 sqft
Storage Building	168 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	9276203
Street Address	2485 UPPER LAKE RD
City	THOMASVILLE
State	NC
Zip	27360-0234
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA1
Legal Description	L127 BK2647-2000 UPPER LAKE RD
Legal Subdivision	OAK KNOLL
Jurisdiction	DAVIDSON NC
Township / Civil Division	THOMASVILLE
Census Block Group	4
Census Block	4001
Census Tract	60500

Owner

2485 Upper Lake Rd, a rural home, is owned and occupied by two individuals who bought it in May 2024.

Source: Davidson County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2485 UPPER LAKE RD, THOMASVILLE, NC 27360-0234
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2024	Deed of Trust, Mortgage · FHA Mortgage EVERETT FINANCIAL INC
May 3, 2024	Deed of Trust, Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2024 · Amount on File
Deed Sale	May 3, 2024 · Amount on File
Prior Sale	Jan 10, 2000
Deed Document Number	20247737
Deed Book / Page	2647 / 2000
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	2485 UPPER LAKE RD, THOMASVILLE, NC 27360-0234
Transaction Type	Mortgage
Record Updated	May 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 BLACK AVE, THOMASVILLE, NC 27360-3314

Mortgage

Document Number	0026472004
Date	May 3, 2024
Book Page	2647/2004
Instrument	2024007738

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	14801 QUORUM DR STE 300, DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	2485 UPPER LAKE RD, THOMASVILLE, NC 27360-0234
Transaction Type	Mortgage
Record Updated	May 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2485 UPPER LAKE RD, THOMASVILLE, NC 27360-0234

Mortgage

Document Number	0026472017
Date	May 3, 2024
Book Page	2647/2017
Instrument	2024007739

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 2, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 2485 Upper Lake Rd was $493.

Source: Davidson County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Davidson County
Unified School District	Davidson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,630 (-)	$77,630 (-) Land $11,860 Building $65,770
2025	$493.00	$77,630	$77,630 Land $11,860 Building $65,770
2023	$463.00	$74,090	$74,090 Land $11,860 Building $62,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2485 Upper Lake Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2485 Upper Lake Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAVIDSON WATER INC private · serves 154,307 people · EPA ID NC0229025
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Windstream Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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