2485 Union St, Ramey, PA 16671 Property Records

Clearfield County property record for 2485 Union St, Ramey, PA 16671

Property Summary

Property Type	Single Family Home
Details	built 1895
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on File
Tax Bill	$1,353 (2026)
Deeds & Mortgages	May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`L15-368-00007`

Property Details

APN / Parcel Number

Primary APN	`L15-368-00007`
Alternative APNs	`0170L1536800007` `017011984`

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Lot Area	30,492 sqft (0.7 acres)

Location & Zoning

Account Number	017011984
Street Address	2485 UNION ST
City	RAMEY
State	PA
Zip	16671-1081
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H, B, G & 0.75 A UNION ST.
Jurisdiction	CLEARFIELD PA
Township / Civil Division	RAMEY
Census Block Group	4
Census Block	4020
Census Tract	331700

Owner

Source: Clearfield County records · APN L15-368-00007

Assessment roll updated May 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 281, RAMEY, PA 16671-0281
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 03, 2001
Deed Sale	Jan 03, 2001
Deed Document Number	2001235
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEARFIELD PA
Property Address	2485 UNION ST, RAMEY, PA 16671-1081
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2485 UNION ST, RAMEY, PA 16671-1081

Mortgage

Document Number	0202206945
Date	May 24, 2022
Instrument	202206945

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: Clearfield County records · Assessment roll updated May 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Clearfield County
Municipality	Ramey Borough
Unified School District	Moshannon Valley School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,353.00	$20,000 (+1%) Land $5,500 Building $14,500
2025	$1,353.00 (+441.2%)
2024	$250.00	$10,000 (-) Land $2,750 Building $7,250
2023	$250.00	$10,000 Land $2,750 Building $7,250
1987			$80,000 Land $22,000 Building $58,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 29, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1996–2026)
Most Recent Claim	Jul 2026 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 66% of the US · above 81% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Based on FCC filings for 112 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HOUTZDALE MUNICIPAL AUTHORITY serves 8,410 people
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.