2485 Thrush Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 2485 Thrush Rd, Charlottesville, VA 22901 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2016
Square Footage	2,913 sqft Finished Area
Lot Size	87,338 sqft (2 acres)
Occupancy	Owner Occupied
Last Sale	$620,000 (2020)
Tax Bill	$8,278.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`04200-00-00-13500`
Alternative APN	`8896`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Building Area	2,913 sqft Finished Area
Family Room	Family Room
Stories	2 Stories
Primary Flooring	Carpet Flooring
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2016
Exterior Material	Composition/Composite Exterior
Construction Type	Wood Construction
Roof Material	Wood Roof
Lot Area	87,338 sqft (2 acres)
Garage Area	484 sqft Garage
Patio Area	356 sqft Patio
Storage Building	160 sqft Storage Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating

Location & Zoning

Street Address	2485 THRUSH RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-8822
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WHIPPOORWILL HOLLOW LOT 52
Legal Subdivision	WHIPPOORWILL HOLLOW
Jurisdiction	ALBEMARLE VA
Minor Civil Division	SAMUEL MILLER
Census Blockgroup	3
Census Block	3001
Census Tract	11000

Owner

Source: Albemarle County records · APN 04200-00-00-13500

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2485 THRUSH RD, CHARLOTTESVILLE, VA 22901-8822
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2022	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK
Jun 01, 2020	Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) FIRST HERITAGE MTG
Apr 21, 2017	Grant Deed, Transfer · Conventional Mortgage SOUTHERN TR MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 01, 2020 · Amount on Record
Deed Sale	Jun 01, 2020 · Amount on Record
Prior Sale	Apr 21, 2017 · Amount on Record
Deed Doc Number	20206423
Deed Book / Page	5325 / 647
Prior Transfer Date	Sep 10, 2010
Prior Transfer Doc	3928/621
Record Refreshed	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2485 THRUSH RD, CHARLOTTESVILLE, VA 22901-8822
Transaction Type	Mortgage
Record Updated	Mar 14, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2485 THRUSH RD, CHARLOTTESVILLE, VA 22901-8822

Mortgage

Document Number	202200002093
Date	Feb 17, 2022
Instrument	202200002093

Lender

Name	ATLANTIC UNION BANK
Type	Bank
Address	CHARLOTTESVILLE, VA 22902

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jun 01, 2020
Property Address	2485 THRUSH RD, CHARLOTTESVILLE, VA 22901-8822
Document Number	0000006423
Book / Page	005325 / 000647
Instrument Date	May 18, 2020
Instrument	6423
Transaction Type	Transfer
Record Updated	Jul 30, 2020
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	2485 THRUSH RD CHARLOTTESVILLE VA 229018822, CHARLOTTESVILLE, VA 22901-8822

Mortgage

Document Number	6424
Date	Jun 01, 2020
Book Page	005325/000650
Instrument	6424

Lender

Name	FIRST HERITAGE MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2050

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Apr 21, 2017
Property Address	2485 THRUSH RD, CHARLOTTESVILLE, VA 22901-8822
Document Number	0000004450
Book / Page	004899 / 000422
Instrument Date	Apr 12, 2017
Instrument	4450
Transaction Type	Transfer
Record Updated	Jul 12, 2017
Title Company	COURT SQUARE TITLE/CHARLOTTESV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$562.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	2485 THRUSH RD CHARLOTTESVILLE VA 229018822, CHARLOTTESVILLE, VA 22901-8822

Mortgage

Document Number	4451
Date	Apr 21, 2017
Book Page	004899/000425
Instrument	4451

Lender

Name	SOUTHERN TR MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23462

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2047

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,278.00 (+6.68%)	$925,900 (+6.66%) Land $239,000 Building $686,900	$925,900 (+6.66%) Land $239,000 Building $686,900
2025	$7,760.00 (+23.08%)	$868,100 (+17.57%) Land $215,000 Building $653,100	$868,100 (+17.57%) Land $215,000 Building $653,100
2023	$6,305.00	$738,400 Land $195,000 Building $543,400	$738,400 Land $195,000 Building $543,400

Flood & Wildfire

2485 Thrush Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Albemarle County (51003C), updated February 3, 2023

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 29th in Virginia
Wildfire Likelihood	Low — about 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

2485 Thrush Rd, Charlottesville, VA 22901 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2020: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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