2485 Ridgeway Rd, Jackson, MI 49203 Property Records

Jackson County property record for 2485 Ridgeway Rd, Jackson, MI 49203

Property Summary

Property Type	Condominium
Details	2.5 ba · 3,367 sqft · built 2016
Lot Size	17.3 acres (757,726 sqft)
Owner	Individual Name on File
Last Sale	$45,500 (Feb 2016)
Tax Bill	$11,107 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Apr 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000-13-20-176-005-08`

Property Details

APN / Parcel Number

Primary APN	`000-13-20-176-005-08`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,367 sqft Living Area
1st Floor Area	2,088 sqft
Basement Area	2,088 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Condo/Apartment
Lot Area	757,726 sqft (17.3 acres)
Lot Dimensions	664 ft deep x 165 ft wide
Garage Area	813 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2485 RIDGEWAY RD
City	JACKSON
State	MI
Zip	49203-5150
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	AG1
Legal Description	COMM AT CEN SEC 20 TH S89DEG55'10"W ALG E&W 1/4 LN 24.55 FT TO POB TH S89DEG55'10"W 704.4 FT; TH N26DEG52'04"E 1264.28 FT; TH
Legal Range	01W
Legal Township	03S
Legal Section	20
Legal Subdivision	LAKE WOOD GLEN CONDO
Legal Unit	1
Jurisdiction	JACKSON MI
Township / Civil Division	SUMMIT
Census Block Group	3
Census Block	3000
Census Tract	5202

Owner

Source: Jackson County records · APN 000-13-20-176-005-08

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2485 RIDGEWAY RD, JACKSON, MI 49203-5150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Apr 28, 2022	Intrafamily Transfer, Transfer
Jun 21, 2017	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Apr 24, 2017	Deed of Trust, Mortgage · ARM HILLSDALE COUNTY NATIONAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 12, 2016 · Amount on Record
Deed Sale	Feb 12, 2016 · Amount on Record
Prior Sale	Nov 08, 2013 · Amount on Record
Deed Document Number	20162731331
Deed Book / Page	2070 / 1143
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Apr 20, 2022
Property Address	2485 RIDGEWAY RD, JACKSON, MI 49203-5150
Document Number	0002912976
Book / Page	2210 / 786
Instrument Date	Apr 15, 2022
Instrument	2912976
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,937.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2485 RIDGEWAY RD, 2485, JACKSON, MI 49203-5150

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5906 SALABELLE ST, JACKSON, MI 49201-8343

Mortgage

Document Number	0022100787
Date	Apr 20, 2022
Instrument	2210-0787

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MI
Recording Date	Apr 28, 2022
Property Address	2485 RIDGEWAY RD, JACKSON, MI 49203-5150
Document Number	0002913743
Book / Page	2211 / 253
Instrument Date	Apr 05, 2022
Instrument	2913743
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2485 RIDGEWAY RD, JACKSON, MI 49203-5150

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	2485 RIDGEWAY RD, JACKSON, MI 49203-5150
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002772352
Date	Jun 21, 2017
Book Page	2102/0564
Instrument	2772352

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 24, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	2485 RIDGEWAY RD, JACKSON, MI 49203-5150
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002768198
Date	Apr 24, 2017
Book Page	2099/0310
Instrument	2768198

Lender

Name	HILLSDALE COUNTY NATIONAL BANK
Type	Bank
Address	HILLSDALE, MI 49242

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	May 01, 2022
Change Frequency	Annually
Min Rate At Change	5.5%
Max Rate At Change	7.5%
Index	1-Year CMT
Margin	3
Max Rate	11.5%

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Summit Township
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$475,100 (+0.19%)	$950,200 (+0.19%)
2025	$11,107.00 (-33.43%)	$474,200 (+5.54%)	$948,400 (+5.54%)
2024	$16,685.00 (+39.8%)
2023		$449,300	$898,600
2020	$11,935.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 3, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Based on FCC filings for 117 locations within half a mile of this property.

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