2485 McGovern Dr, Niskayuna (Schenectady), NY 12309 Property Records

Schenectady County and Niskayuna Town property record for 2485 McGovern Dr, Niskayuna, NY 12309

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,782 sqft · built 1960
Lot Size0.33 acres (14,375 sqft)
Owner2 Individual Names on File
Last Sale$342,000 (Mar 2018)
Tax Bill$15,993 (2026)
Deeds & MortgagesMar 2018 Sale & Mortgage
Mar 2018 Sale
Flood ZoneZone X (minimal risk)
APN422400 40.19-2-32

Property Details

APN / Parcel Number

Primary APN422400 40.19-2-32
Alternative APN
  • 240004001900020320000000

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,782 sqft Living Area
1st Floor Area1,358 sqft
2nd Floor Area1,284 sqft
Upper Floors Area140 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleColonial
Exterior MaterialWood
Lot Area14,375 sqft (0.33 acres)
Lot Dimensions140 ft deep x 105 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area400 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2485 MCGOVERN DR
CitySCHENECTADY
StateNY
Zip12309-2433
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal SubdivisionWOODCREST
Legal Block2
Legal Lot Number32.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionNISKAYUNA
Census Block Group2
Census Block2002
Census Tract32101

Owner

2485 McGovern Dr is owned and occupied by two individuals who bought it in March 2018.

Source: Schenectady County and Niskayuna Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address2485 MCGOVERN DR, SCHENECTADY, NY 12309-2433
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 5, 2018Grant Deed, Transfer · Conventional with PMI
SEFCU
Mar 5, 2018Grant Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 5, 2018 · Amount on File
Deed SaleMar 5, 2018 · Amount on File
Prior SaleOct 16, 2012 · Amount on File
Deed Document Number20189478
Deed Book / Page1982 / 524
Record UpdatedOct 29, 2026

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateMar 5, 2018
Property Address2485 MCGOVERN DR, SCHENECTADY, NY 12309-2433
Document Number0000009478
Book / Page001982 / 000524
Instrument DateFeb 27, 2018
Instrument9478
Transaction TypeTransfer
Record UpdatedMar 12, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,368.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address112 WHITEVIEW RD WYNANTSKILL NY 121987833, WYNANTSKILL, NY 12198-7833

Mortgage

Document Number9479
DateMar 5, 2018
Book Page004822/000485
Instrument9479
Lender
NameSEFCU
TypeMortgage Company
AddressALBANY, NY 12206
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMar 4, 2048

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateMar 5, 2018
Property Address2485 MCGOVERN DR, SCHENECTADY, NY 12309-2433
Document Number0000009477
Book / Page001982 / 000520
Instrument DateSep 13, 2017
Instrument9477
Transaction TypeTransfer
Record UpdatedMar 9, 2018

Transaction

AmountAmount on Record
Tax$1,368.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10125 CROSSTOWN CIR #380 EDEN PRAIRIE MN 553443318, 380, EDEN PRAIRIE, MN 55344-3318
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 2485 McGovern Dr was $15,993, up 1.4% from the year before.

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionNiskayuna Town
Unified School DistrictNiskayuna Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$15,993.00 (+1.41%)
2025$15,770.00$350,000 Land $41,200 Building $308,800$518,500 Land $61,035 Building $457,465
2023$350,000 Land $41,200 Building $308,800$443,000 Land $52,147 Building $390,853

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2485 McGovern Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2011–2013)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2485 McGovern Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNISKAYUNA CONSOLIDATED WD #11
public/private · serves 22,287 people · EPA ID NY4600073
Water SourceGroundwater
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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