2485 Co Rd 61, Centre, AL 35960 Property Records

Cherokee County property record for 2485 Co Rd 61, Centre, AL 35960

Property Summary

Property TypeSingle Family Home
Details1,410 sqft · built 1968
Lot Size0.79 acres (34,418 sqft)
Owner2 Individual Names on File
Last Sale$190,000 (Aug 2018)
Tax Bill$1,143 (2026)
Deeds & MortgagesOct 2021 Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN13-14-03-08-0-000-027.000

Property Details

APN / Parcel Number

Primary APN13-14-03-08-0-000-027.000
Alternative APNs
  • ALT APN:1403080000027000
  • 206131

Interior

Stories1 Story
Building Area1,410 sqft Living Area
1st Floor Area1,410 sqft
FlooringWood
Interior WallsPlywood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Exterior MaterialBrick/Stone
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area34,418 sqft (0.79 acres)
Garage TypeMixed
Garage Area270 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area270 sqft
Boat AccessBoat Access
Boat HouseBoat House

Location & Zoning

Account Number206131
Street Address2485 COUNTY ROAD 61
CityCENTRE
StateAL
Zip35960-6737
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 13, J.B. BURKHALTER SD # 2, PB 5 PG 57
Legal Range09E
Legal Township10S
Legal Section08
Legal SubdivisionJ B BURKHALTER SUB # 2
Legal Lot Number13
JurisdictionCHEROKEE AL
Township / Civil DivisionCENTRE
Census Block Group4
Census Block4004
Census Tract956000

Owner

2485 Co Rd 61 is owned and occupied by two individuals who bought it in August 2018.

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2485 COUNTY ROAD 61, CENTRE, AL 35960-6737
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
AXIS BANK
Aug 29, 2018Survivorship Deed, Transfer · Stand-Alone First Mortgage
BOFI FEDERAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 2018 · Amount on File
Deed SaleAug 29, 2018 · Amount on File
Deed Document Number2018204175
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE AL
Property Address2485 COUNTY ROAD 61, CENTRE, AL 35960-6737
Transaction TypeMortgage
Record UpdatedOct 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number220832
DateOct 8, 2021
Instrument220832
Lender
NameAXIS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2051
Interest
Rate TypeFixed Rate

August 2018: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionCHEROKEE AL
Recording DateAug 29, 2018
Property Address2485 COUNTY ROAD 61, CENTRE, AL 35960-6737
Document Number204175
Instrument DateAug 28, 2018
Instrument204175
Transaction TypeTransfer
Record UpdatedDec 13, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2485 COUNTY ROAD 61, CENTRE, AL 35960-6737

Mortgage

Document Number204176
DateAug 29, 2018
Instrument204176
Lender
NameBOFI FEDERAL BANK
TypeBank
AddressSAN DIEGO, CA 92122
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 2485 Co Rd 61 was $1,143 with a homeowner's exemption, up 7.3% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyCherokee County
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,143.00 (+7.32%)
2025$1,065.00 (+4%) Homeowner's exemption$22,500 (+4.46%) Land $14,460 Building $8,040$266,100 (+3.7%) Land $144,500 Building $121,600
2024$1,024.00 Additional exemption filed$21,540 (-16.06%) Land $13,500 Building $8,040$256,600 (-) Land $135,000 Building $121,600
2023$1,024.00 Homeowner's exemption$25,660 (+45.63%)$256,600 (-) Land $135,000 Building $121,600
2022$1,024.00 Homeowner's exemption$17,620 Land $13,500 Building $4,120$256,600 Land $135,000 Building $121,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2485 Co Rd 61 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2019)
Most Recent ClaimFeb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2485 Co Rd 61 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 98.4% of Alabama
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CENTRE, WW AND SB OF THE
serves 8,163 people · EPA ID AL0000188
Water SourceSurface water
Last State InspectionAug 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Oct 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

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