2485 Beach Dr E, Port Orchard, WA 98366 Property Records

Kitsap County property record for 2485 Beach Dr E, Port Orchard, WA 98366

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,116 sqft · built 1940
Lot Size0.91 acres (39,640 sqft)
Owner2 Individual Names on File
Last Sale$569,949 (Dec 2016)
Tax Bill$5,919 (2026)
Deeds & MortgagesApr 2021 Mortgage
Mar 2020 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN192402-4-042-2007

Property Details

APN / Parcel Number

Primary APN192402-4-042-2007
Alternative APN
  • 2243434

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,116 sqft Living Area
Gross Area3,054 sqft
1st Floor Area1,487 sqft
2nd Floor Area629 sqft
Basement Area938 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1981
Architectural StyleMulti-Level
Exterior MaterialWood
Roof MaterialOther
Lot Area39,640 sqft (0.91 acres)
Lot Width56 ft Width
View / LotWaterfront
Garage TypeDetached
Garage Area520 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPatio
Deck Area48 sqft
Patio Area24 sqft
Canopy24 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Street Address2485 BEACH DR E
CityPORT ORCHARD
StateWA
Zip98366-8312
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionPARCEL I: THAT PORTION OF THE NORTHWEST QUARTER OF THE SOUTHEAST QUARTER AND THAT PORTION OF GOVERNMENT LOT 3 IN SECTION 19, TOWNSHIP 24 NORTH, RANGE 2 EAST, W.M., IN KITSAP COUNTY, WASHINGTON, DESCRIBED AS FOLLOWS: BEGINNING AT THE NORTHEAST CORNER
Legal Range2E
Legal Township24
Legal Section19
Legal SubdivisionPORT ORCHARD
Legal Tract1-2
Legal Block1
Legal Lot Number3
JurisdictionKITSAP WA
Township / Civil DivisionPORT ORCHARD
Census Block Group1
Census Block1011
Census Tract92500

Owner

2485 Beach Dr E is owned and occupied by two individuals who bought it in December 2016.

Source: Kitsap County records, as of September 16, 2026

Owner of Record2 Individual Names on File
Mailing Address2485 BEACH DR E, PORT ORCHARD, WA 98366-8312
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
E MORTGAGE CAPITAL INC
Mar 5, 2020Deed of Trust, Mortgage · Line of Credit
UMPQUA BK
Oct 11, 2019Deed of Trust, Mortgage · Conventional Mortgage
UMPQUA BK
Jan 12, 2019Deed of Trust, Mortgage · Conventional with PMI
UMPQUA BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 20, 2016 · Amount on File
Deed SaleDec 20, 2016 · Amount on File
Deed Document Number201669
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKITSAP WA
Property Address2485 BEACH DR E, PORT ORCHARD, WA 98366-8312
Transaction TypeMortgage
Record UpdatedMay 5, 2021
Title CompanyVANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004260201
DateApr 26, 2021
Instrument202104260201
Lender
NameE MORTGAGE CAPITAL INC
TypeMortgage Company
AddressSANTA ANA, CA 92701
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKITSAP WA
Property Address2485 BEACH DR E, PORT ORCHARD, WA 98366-8312
Document Number0003100005
Instrument DateMar 5, 2020
Transaction TypeMortgage
Record UpdatedMar 27, 2020
Title CompanyCORPORATION SERVICES COMPANY, CORPORATION SVC CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2485 BEACH DR E PORT ORCHARD WA 983668312, PORT ORCHARD, WA 98366-8312

Mortgage

Document Number0003100005
DateMar 10, 2020
Instrument202003100005
Lender
NameUMPQUA BK
TypeBank
AddressGIG HARBOR, WA 98335
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKITSAP WA
Property Address2485 BEACH DR E, PORT ORCHARD, WA 98366-8312
Document Number0010210042
Instrument DateOct 11, 2019
Transaction TypeMortgage
Record UpdatedOct 31, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2485 BEACH DR E PORT ORCHARD WA 983668312, PORT ORCHARD, WA 98366-8312

Mortgage

Document Number0010210042
DateOct 21, 2019
Instrument201910210042
Lender
NameUMPQUA BK
TypeBank
AddressTIGARD, OR 97224
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 20, 2049

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKITSAP WA
Property Address2485 BEACH DR E, PORT ORCHARD, WA 98366-8312
Document Number0001170084
Instrument DateJan 12, 2019
Transaction TypeMortgage
Record UpdatedJan 29, 2019
Title CompanyOLYMPIC TITLE AND ESCROW KITSAP, OLYMPIC TITLE & ESCROW KITSAP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2485 BEACH DR E PORT ORCHARD WA 983668312, PORT ORCHARD, WA 98366-8312

Mortgage

Document Number0001170084
DateJan 17, 2019
Instrument201901170084
Lender
NameUMPQUA BK
TypeBank
AddressMOUNTLAKE TERRACE, WA 98043
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJan 16, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 2485 Beach Dr E was $5,919.

Source: Kitsap County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountyKitsap County
Unified School DistrictSouth Kitsap School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2027$756,100 (+10.48%) Land $312,080 Building $444,020$756,100 (+10.48%) Land $312,080 Building $444,020
2026$5,919.00$684,380 Land $272,240 Building $412,140$684,380 Land $272,240 Building $412,140
2024$5,576.00 (+0.67%)$684,380 (-) Land $272,240 Building $412,140$684,380 (-) Land $272,240 Building $412,140
2023$5,539.00$684,380 Land $272,240 Building $412,140$684,380 Land $272,240 Building $412,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2485 Beach Dr E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 11, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2485 Beach Dr E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWest Sound Utility District #1
serves 28,930 people · EPA ID WA5302600
Water SourceGroundwater
Last State InspectionJun 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20

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