2485 176 Nc, Tryon, NC 28782 Property Records

Polk County property record for 2485 176 Nc, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,036 sqft · built 1927
Lot Size	1.71 acres (74,488 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Feb 2011)
Tax Bill	$655 (2026)
Deeds & Mortgages	Apr 2019 Refinance Sep 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`P35-62`

Property Details

APN / Parcel Number

Primary APN	`P35-62`
Alternative APN	`55333`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	1,036 sqft Finished Area

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1940
Exterior Material	Vinyl
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	74,488 sqft (1.71 acres)
Garage Type	Carport
Carport	Carport
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Account Number	55333
Street Address	2485 176 NC
City	TRYON
State	NC
Zip	28782
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	P35, P35 MAP P35
Legal Subdivision	MAP P35
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	2
Census Block	2001
Census Tract	920304

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2485 US 176 HWY, TRYON, NC 28782-8633
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance STATE EMPLOYEES CREDIT UNION
Sep 11, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2011 · Amount on Record
Deed Sale	Feb 2, 2011 · Amount on Record
Prior Sale	Dec 31, 1997
Deed Book / Page	385 / 446
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	2485 176 NC, TRYON, NC 28782
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00439/2150
Date	Apr 16, 2019
Book Page	439/2150

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Sep 11, 2017
Property Address	2485 176 NC, TRYON, NC 28782
Document Number	00428/1974
Book / Page	428 / 1974
Instrument Date	Sep 5, 2017
Instrument	004661430003
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1576, TRYON, NC 28782-1576

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2485 US 176 HWY, TRYON, NC 28782-8633

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$655.00 (+3.48%)	$111,722 (-) Land $47,100 Building $64,622	$111,722 (-) Land $47,100 Building $64,622
2025	$633.00 (+33.83%)	$111,722 (+63.2%) Land $47,100 Building $64,622	$111,722 (+63.2%) Land $47,100 Building $64,622
2023	$473.00	$68,457 Land $42,100 Building $26,357
2021			$68,457 Land $42,100 Building $26,357

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	13 (1995–2024)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TRYON serves 5,494 people · EPA ID NC0175010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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