2483 Dick St, Niles, MI 49120 Property Records

Cass County property record for 2483 Dick St, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1940
Lot Size	5 acres (217,800 sqft)
Owner	Trust Name on Record
Tax Bill	$1,799 (2025)
Deeds & Mortgages	May 2026 Line of Credit May 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-020-020-007-00`

Property Details

APN / Parcel Number

Primary APN	`14-020-020-007-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	960 sqft Building Perimeter
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	217,800 sqft (5 acres)
Garage Area	1,120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2483 DICK ST
City	NILES
State	MI
Zip	49120-9362
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	. 256C SEC 20 T7S R16W BEG AT PT ON 1/4 SEC LINE 2375.1 FT E OF W 1/4 COR OF SEC 20, TH E 235.2 FT TH N 926.2 FT TH W 235.2
Legal Range	16W
Legal Township	07S
Legal Section	20
Jurisdiction	CASS MI
Township / Civil Division	HOWARD
Census Block Group	4
Census Block	4001
Census Tract	1500

Owner

Source: Cass County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on Record
Mailing Address	2483 DICK ST, NILES, MI 49120-9362
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · Line of Credit CIRCLE 10 FEDERAL CREDIT UNION
May 12, 2023	Deed of Trust, Mortgage · Line of Credit CIRCLE FCU
May 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage CIRCLE FCU
Apr 16, 2020	Intrafamily Transfer, Transfer
May 4, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 16, 2020
Transfer Doc	1172/142
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Recording Date	May 4, 2026
Property Address	2483 DICK ST, NILES, MI 49120-9362
Document Number	01275/2262
Book / Page	1275 / 2262
Instrument Date	Apr 24, 2026
Instrument	202631477
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 171
Address	2483 DICK ST, NILES, MI 49120-9362

Mortgage

Document Number	0000031477,
Date	May 4, 2026
Book Page	1275/2262
Instrument	202631477

Lender

Name	CIRCLE 10 FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 27, 2036

Interest

Rate Type	Balloon
Rate	6.38%
Initial Type	Balloon
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	2483 DICK ST, NILES, MI 49120-9362
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2483 DICK ST, NILES, MI 49120-9362

Mortgage

Document Number	01232/1040
Date	May 12, 2023
Book Page	1232/1040

Lender

Name	CIRCLE FCU
Type	Credit Union
Address	NILES, MI 49120

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Jun 21, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	2483 DICK ST, NILES, MI 49120-9362
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NEAR NORTH TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1171/2427
Date	May 1, 2020
Book Page	1171/2427

Lender

Name	CIRCLE FCU
Type	Credit Union
Address	NILES, MI 49120

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS MI
Recording Date	Apr 16, 2020
Property Address	2483 DICK ST, NILES, MI 49120-9362
Document Number	1170/1247
Book / Page	1170 / 1247
Instrument Date	Apr 16, 2020
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2483 DICK STRET, NILES, MI 49120-9362

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS MI
Recording Date	May 4, 2020
Property Address	2483 DICK ST, NILES, MI 49120-9362
Document Number	1172/142
Book / Page	1172 / 142
Instrument Date	Apr 16, 2020
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2483 DICK ST, NILES, MI 49120-9362

Tax Assessment & Valuation

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Howard Township
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,000 (+17.03%) Land $101,000	$202,000 (+17.03%) Land $202,000
2025	$1,799.00 (+2.92%) Homeowner's exemption	$86,300 (+37.2%) Land $86,300	$172,600 (+37.2%) Land $172,600
2024	$1,748.00 (+20.8%)
2023		$62,900	$125,800
2022	$1,447.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Midwest Energy & Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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