Pasco County property record for 24820 Silversmith Dr, Lutz, FL 33559
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,798 sqft · built 1988 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $91,300 (Apr 1996) |
| Tax Bill | $2,037 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Jun 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-26-19-0010-00000-0240 |
| Primary APN | 33-26-19-0010-00000-0240 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,798 sqft Living Area |
| Gross Area | 2,198 sqft |
| 1st Floor Area | 1,798 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,500 sqft (0.172 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 649 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 378 sqft |
|---|---|
| Porch | Open Aluminum/Fiberglass Porch |
| Porch Area | 362 sqft |
| Deck Area | Deck Area |
| Patio Area | 342 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 24820 SILVERSMITH DR |
|---|---|
| City | LUTZ |
| State | FL |
| Zip | 33559-3320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | CARPENTERS RUN PHASE 1 PB 24 PGS 122-124 LOT 24 |
| Legal Range | 19E |
| Legal Township | 26S |
| Legal Section | 33 |
| Legal Subdivision | CARPENTERS RUN |
| Legal Tract | 10 |
| Legal Lot Number | 24 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 32014 |
Source: Pasco County records, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 24820 SILVERSMITH DR, LUTZ, FL 33559-3320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 8, 2024 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 23, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jan 18, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 16, 1996 · Amount on Record |
| Deed Sale | Apr 16, 1996 · Amount on Record |
| Prior Sale | Nov 15, 1995 · Amount on Record |
| Deed Book / Page | 3558 / 1610 |
| Last Transfer Date | May 24, 2022 |
| Transfer Doc | 0106411239 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 24820 SILVERSMITH DR, LUTZ, FL 33559-3320 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2024 |
| Name | Verified Name |
|---|---|
| Address | 24820 SILVERSMITH DR, LUTZ, FL 33559-3320 |
| Document Number | 0109393213 |
|---|---|
| Date | Jan 8, 2024 |
| Book Page | 10939/3213 |
| Instrument | 2024002114 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Jun 23, 2022 |
| Property Address | 24820 SILVERSMITH DR, LUTZ, FL 33559-3320 |
| Document Number | 0106411239 |
| Book / Page | 10641 / 1239 |
| Map Reference | MB 24 PG 122-124 |
| Instrument Date | May 24, 2022 |
| Instrument | 2022140851 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7704 WILLOW PARK DR, TEMPLE TERRACE, FL 33637-7317 |
| Name | Verified Name |
|---|---|
| Address | 24820 SILVERSMITH DR, LUTZ, FL 33559-3320 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 24820 SILVERSMITH DR, LUTZ, FL 33559-3320 |
| Document Number | 0094891537 |
| Instrument Date | Jan 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 24820 SILVERSMITH DR LUTZ FL 335593320, LUTZ, FL 33559-3320 |
| Document Number | 0094891537 |
|---|---|
| Date | Jan 30, 2017 |
| Book Page | 009489/001537 |
| Instrument | 12217 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 29, 2032 |
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $154,210 (+2.9%) | $342,949 (-1.05%) Land $62,679 Building $280,270 | |
| 2025 | $2,037.00 (+2.88%) Homeowner's exemption | $149,870 (+5.98%) Land $62,679 Building $87,191 | $346,589 (-0.76%) Land $62,679 Building $283,910 |
| 2024 | $1,980.00 (+4.32%) | ||
| 2023 | $1,898.00 (+11.98%) Additional exemption filed | $141,410 (+2.99%) Land $45,321 Building $96,089 | $349,238 (+20.59%) Land $45,321 Building $303,917 |
| 2022 | $1,695.00 Homeowner's exemption | $137,300 Land $37,863 Building $99,437 | $289,613 Land $37,863 Building $251,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 3 (2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLORIDA GOVERNMENTAL UTILITY AUTHORITY private · serves 32,296 people · EPA ID FL5360172 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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