2482 Stonegate, Murray, KY 42071 Property Records

Calloway County property record for 2482 Stonegate, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Owner	Individual Name on Record
Tax Bill	$3,079 (2025)
Deeds & Mortgages	May 2019 Line of Credit Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`032-F-0003-00061`

Property Details

APN / Parcel Number

Primary APN	`032-F-0003-00061`
Alternative APN	`945`

Location & Zoning

Account Number	945
Street Address	2482 STONEGATE
City	MURRAY
State	KY
Zip	42071-8939
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2482 STONEGATE
Legal Subdivision	HUNTERS POINTE ESTATES
Jurisdiction	CALLOWAY KY
Township / Civil Division	MURRAY
Census Block Group	1
Census Block	1089
Census Tract	10304

Owner

Source: Calloway County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2482 STONEGATE, MURRAY, KY 42071-8939
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2019	Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK OF KENTUCKY
Jul 19, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage INDEPENDENCE BANK
Oct 4, 2017	Warranty Deed, Transfer INDEPENDENCE BANK OF KENTUCKY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 2, 2018
Transfer Doc	001181/193
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	2482 STONEGATE, MURRAY, KY 42071-8939
Transaction Type	Mortgage
Record Updated	Apr 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001211/488
Date	May 9, 2019
Book Page	1211/488
Instrument	634112

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	OWENSBORO, KY 42302

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 30, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALLOWAY KY
Recording Date	Jul 19, 2018
Property Address	2482 STONEGATE, MURRAY, KY 42071-8939
Document Number	001181/193
Book / Page	1181 / 193
Map Reference	MB 42 PG 22 SL 4038
Instrument Date	Jul 2, 2018
Instrument	628661
Transaction Type	Transfer
Record Updated	Apr 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2482 STONEGATE, MURRAY, KY 42071-8939

Mortgage

Document Number	0000628369
Date	Jul 19, 2018
Instrument	628369

Lender

Name	INDEPENDENCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Oct 4, 2017
Property Address	2482 STONEGATE, MURRAY, KY 42071-8939
Document Number	1152/223
Book / Page	1152 / 223
Map Reference	MB 42 PG 22 SL 4038
Instrument Date	Oct 4, 2017
Instrument	623610
Transaction Type	Transfer
Record Updated	Dec 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2252 HAL DR, 2252, MURRAY, KY 42071-4715

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2482 STONEGATE DRIVE, MURRAY, KY 42071-8939

Mortgage

Document Number	623611
Date	Oct 4, 2017
Instrument	623611

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Oct 4, 2018

Tax Assessment & Valuation

Source: Calloway County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Municipality	Murray City
Unified School District	Calloway County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,079.00 (-1.82%)	$385,000 (-)	$385,000 (-)
2023	$3,136.00	$385,000	$385,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mediacom Xtream.

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