Cortland County and Cortlandville Town property record for 2482 Ridge Rd, Mc Graw, NY 13101
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,800 sqft · built 1967 |
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Dec 2025) |
| Tax Bill | $6,985 (2026) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 112289 98.00-01-27.000 |
| Primary APN | 112289 98.00-01-27.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,800 sqft Living Area |
| 1st Floor Area | 864 sqft |
| 2nd Floor Area | 936 sqft |
| Game Room | Game Room |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 47,480 sqft (1.09 acres) |
| Lot Dimensions | 169 ft deep x 253 ft wide |
| Garage Type | Detached |
| Garage Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 80 sqft |
| Canopy | 288 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2482 RIDGE RD |
|---|---|
| City | MC GRAW |
| State | NY |
| Zip | 13101-9404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Subdivision | SUNSET VIEW TERRACE |
| Legal Block | 1 |
| Legal Lot Number | 27.000 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | CORTLANDVILLE |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 970400 |
2482 Ridge Rd is owned by two individuals who bought it in December 2025.
Source: Cortland County and Cortlandville Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 620 FELLOWS AVE, 1, SYRACUSE, NY 13210-3108 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 30, 2025 | Warranty Deed, Transfer · Conventional Mortgage BROADVIEW FCU |
| Mar 9, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage NBT BANK NATIONAL ASSOCIATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2025 · Amount on File |
| Deed Sale | Dec 30, 2025 · Amount on File |
| Prior Sale | Mar 9, 2021 · Amount on File |
| Deed Document Number | 20256011 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Dec 30, 2025 |
| Property Address | 2482 RIDGE RD, MC GRAW, NY 13101-9404 |
| Document Number | 0000006011 |
| Instrument Date | Dec 23, 2025 |
| Instrument | 2025-06011 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 620 FELLOWS AVE # 1, 1, SYRACUSE, NY 13210-3108 |
| Document Number | 0000006012 |
|---|---|
| Date | Dec 30, 2025 |
| Instrument | 2025-06012 |
| Name | BROADVIEW FCU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Jan 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Mar 9, 2021 |
| Property Address | 2482 RIDGE RD, MC GRAW, NY 13101-9404 |
| Document Number | 0000001356 |
| Instrument Date | Mar 8, 2021 |
| Instrument | 2021-01356 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 BROWN AVE, CORTLAND, NY 13045-2041 |
| Document Number | 0000001357 |
|---|---|
| Date | Mar 9, 2021 |
| Instrument | 2021-01357 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 2482 Ridge Rd was $6,985, up 98.8% from the year before.
Source: Cortland County and Cortlandville Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| County Subdivision | Cortlandville Town |
| Unified School District | McGraw Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,985.00 (+98.83%) | ||
| 2025 | $3,513.00 | $160,000 (-) Land $19,700 Building $140,300 | $253,968 (+3.17%) Land $31,270 Building $222,698 |
| 2024 | $3,513.00 (+1.97%) | $160,000 (-) Land $19,700 Building $140,300 | $246,154 (+7.69%) Land $30,308 Building $215,846 |
| 2023 | $3,445.00 | $160,000 Land $19,700 Building $140,300 | $228,571 Land $28,143 Building $200,428 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2482 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 53 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 53 (1981–2021) |
| Claims Outside the SFHA | 26 of 53 |
| Most Recent Claim | Oct 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2482 Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures