2481A Augustine Ave, #B, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 2481A Augustine Ave, #B, Schenectady, NY 12306

Property Summary

Property Type	Duplex
Details	5 bd · 3.5 ba · 2,272 sqft · built 1992
Owner	Individual Name on Record
Last Sale	$205,000 (Jul 2019)
Tax Bill	$7,998 (2021)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`421500 48.83-2-51`

Property Details

APN / Parcel Number

Primary APN	`421500 48.83-2-51`
Alternative APNs	`150004808300020510000000` `ROTT`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,272 sqft Total Area
1st Floor Area	1,256 sqft
2nd Floor Area	1,016 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Dimensions	125 ft deep x 47 ft wide
Garage Type	Detached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	583 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	ROTT
Street Address	2481A AUGUSTINE AVE, B
City	SCHENECTADY
State	NY
Zip	12306-3813
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	345 P/O 344 2 WOOD & GARAGE
Legal Subdivision	FEGONS DIVISION NO 11
Legal Block	2
Legal Lot Number	51.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2007
Census Tract	33200

Owner

Source: Schenectady County and Schenectady City records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 GRANITE LN, TROY, NY 12180-6238
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Deed of Trust, Mortgage TRUSTCO BANK
Sep 25, 2020	Loan Modification, Mortgage · Conventional Mortgage TRUSTCO BK
Jul 15, 2019	Deed, Transfer · Conventional Mortgage TRUSTCO BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2019 · Amount on Record
Deed Sale	Jul 15, 2019 · Amount on Record
Prior Sale	Jun 22, 1993 · Amount on Record
Deed Document Number	201931312
Deed Book / Page	2015 / 374
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	2481-A+B AUGUSTINE AVE, SCHENECTADY, NY 12306
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2481 AUGUSTINE AVE, SCHENECTADY, NY 12306-3813

Mortgage

Document Number	0000038935
Date	Dec 8, 2020
Book Page	5048/491
Instrument	202038935

Lender

Name	TRUSTCO BANK
Type	Bank
Address	SCHENECTADY, NY 12302

Agreement

Amount	Amount Recorded

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SCHENECTADY NY
Property Address	2481-A+B AUGUSTINE AVE, SCHENECTADY, NY 12306
Document Number	0000038936
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Dec 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2481 AUGUSTINE AVE SCHENECTADY NY 123063813, SCHENECTADY, NY 12306-3813

Mortgage

Document Number	0000038936
Date	Dec 8, 2020
Book Page	005048/000497
Instrument	38936

Lender

Name	TRUSTCO BK
Type	Bank
Address	GLENVILLE, NY 12302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jul 15, 2019
Property Address	2481-A+B AUGUSTINE AVE, SCHENECTADY, NY 12306
Document Number	0000031312
Book / Page	2015 / 374
Map Reference	MB 18 PG 577&578
Instrument Date	Jun 10, 2019
Instrument	201931312
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	MARATHON TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2481B AUGUSTINE AVE, 2481B, SCHENECTADY, NY 12306-3813

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 DEER PATH, SCHENECTADY, NY 12306-6713

Mortgage

Document Number	0000031313
Date	Jul 15, 2019
Instrument	201931313

Lender

Name	TRUSTCO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2049

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$185,000 (-) Land $30,700 Building $154,300	$306,342 (+30.82%) Land $50,836 Building $255,506
2023		$185,000 (-) Land $30,700 Building $154,300	$234,177 (+3.8%) Land $38,861 Building $195,316
2022		$185,000 Land $30,700 Building $154,300	$225,610 Land $37,439 Building $188,171
2021	$7,998.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Greenlight Networks.

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