24819 Garnet Shadow Ln, Katy, TX 77494 Property Records

Fort Bend County property record for 24819 Garnet Shadow Ln, Katy, TX 77494

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,211 sqft · built 2008
Lot Size	0.282 acres (12,293 sqft)
Owner	Individual Name on File
Tax Bill	$5,144 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R369301`

Property Details

APN / Parcel Number

Primary APN	`R369301`
Alternative APN	`2278-11-001-0640-914`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,211 sqft Living Area
1st Floor Area	2,211 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,293 sqft (0.282 acres)
Garage Type	Attached
Garage Area	433 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	146 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R369301
Street Address	24819 GARNET SHADOW LN
City	KATY
State	TX
Zip	77494-0774
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CINCO RANCH SOUTHWEST SEC 11, BLOCK 1, LOT 64
Legal Subdivision	CINCO RANCH SOUTHWEST SEC 11
Legal Block	1
Legal Lot Number	64
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	1
Census Block	1001
Census Tract	673109

Owner

24819 Garnet Shadow Ln is owned and occupied by an individual who acquired it in September 2017.

Source: Fort Bend County records, as of January 28, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	24819 GARNET SHADOW LN, KATY, TX 77494-0774
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage SECURE FINANCIAL SERVICES INC
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage SECURE FINANCIAL SERVICES INC
Sep 11, 2017	Vendor's Lien, Transfer · Conventional Mortgage SECURE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2017
Deed Sale	Sep 11, 2017
Prior Sale	Dec 17, 2008
Deed Document Number	2017098946
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	24819 GARNET SHADOW LN, KATY, TX 77494-0774
Transaction Type	Mortgage
Record Updated	Feb 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005719
Date	Jan 13, 2021
Instrument	2021005719

Lender

Name	SECURE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Dec 1, 2035

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	24819 GARNET SHADOW LN, KATY, TX 77494-0774
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TEXAS LONE STAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048321
Date	Apr 29, 2020
Instrument	2020048321

Lender

Name	SECURE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

September 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Sep 11, 2017
Property Address	24819 GARNET SHADOW LN, KATY, TX 77494-0774
Document Number	0000098946
Map Reference	PL20070170
Instrument Date	Sep 8, 2017
Instrument	2017098946
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	STARTEX TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24819 GARNET SHADOW LN, KATY, TX 77494-0774

Mortgage

Document Number	0000098947
Date	Sep 11, 2017
Instrument	2017098947

Lender

Name	SECURE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 24819 Garnet Shadow Ln was $5,144 with a homeowner's exemption, down 31.8% from the year before.

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,144.00 (-31.81%) Homeowner's exemption	$432,402 (+1.77%) Land $101,790 Building $338,315	$440,105 (+3.58%) Land $101,790 Building $338,315
2024	$7,544.00 (+68.51%) Homeowner's exemption	$424,900 (+18.9%) Land $101,790 Building $323,110	$424,900 (-3.62%) Land $101,790 Building $323,110
2023	$4,477.00 Homeowner's exemption	$357,357 Land $78,300 Building $362,540	$440,840 Land $78,300 Building $362,540
2018	$5,725.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24819 Garnet Shadow Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 56 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	56 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · Hurricane Beryl

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 24819 Garnet Shadow Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCO SOUTHWEST MUD 2 serves 5,496 people · EPA ID TX0790481
Water Source	Purchased surface water from CINCO SOUTHWEST MUD 1
Last State Inspection	Sep 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Astound Broadband Fiber	1,500 / 1,500
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Skynet.

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