Harris County property record for 24811 Groundsel Cottage Ln, Katy, TX 77493
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,032 sqft · built 2025 |
| Lot Size | 0.171 acres (7,471 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,036 (2024) |
| Deeds & Mortgages | Mar 2026 Mortgage Jun 2025 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 147-357-003-0001 |
| Primary APN | 147-357-003-0001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 3,032 sqft Living Area |
| Gross Area | 3,708 sqft |
| Year Built | Built 2025 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 7,471 sqft (0.171 acres) |
| Garage Area | 496 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 147-357-003-0001 |
|---|---|
| Street Address | 24811 GROUNDSEL COTTAGE LN |
| City | KATY |
| State | TX |
| Zip | 77493-5632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 1 BLK 3 ELYSON SEC 48 |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | NORTHWEST HARRIS |
| Census Block Group | 1 |
| Census Block | 1045 |
24811 Groundsel Cottage Ln is owned and occupied by an individual who acquired it in June 2025.
Source: Harris County records, as of October 27, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 24811 GROUNDSEL COTTAGE LN, KATY, TX 77493-5632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 10, 2026 | Deed of Trust, Mortgage · VA Mortgage NEW ERA LENDING LLC |
| Jun 24, 2025 | Vendor's Lien, Subdivision Related Transfer · VA Mortgage CORNERSTONE MORTGAGE PROVIDERS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2025 |
| Deed Sale | Jun 24, 2025 |
| Deed Document Number | 2025-240787 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 24811 GROUNDSEL COTTAGE LN, KATY, TX 77493-5632 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 24811 GROUNDSEL COTTAGE LN, KATY, TX 77493-5632 |
| Document Number | 0000088870 |
|---|---|
| Date | Mar 10, 2026 |
| Instrument | 2026-88870 |
| Name | NEW ERA LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77077 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jun 24, 2025 |
| Property Address | 24811 GROUNDSEL COTTAGE LN, KATY, TX 77493-5632 |
| Document Number | 0000240787 |
| Map Reference | MF 704472 |
| Instrument Date | Jun 23, 2025 |
| Instrument | 2025-240787 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 28, 2025 |
| Title Company | NEW VISION TITLE, NEWVISION TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 24811 GROUNDSEL COTTAGE LN, KATY, TX 77493-5632 |
| Document Number | 0000240788 |
|---|---|
| Date | Jun 24, 2025 |
| Instrument | 2025-240788 |
| Name | CORNERSTONE MORTGAGE PROVIDERS LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2055 |
Source: Harris County assessment roll, as of July 25, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Katy Independent School District (PK - 12) |
FEMA maps place 24811 Groundsel Cottage Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 24811 Groundsel Cottage Ln is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 48% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ezee Fiber Fiber | 8,000 / 8,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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