2481 Whitethorne Dr, San Jose, CA 95128 Property Records

Santa Clara County property record for 2481 Whitethorne Dr, San Jose, CA 95128

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,481 sqft · built 1970
Lot Size	0.153 acres (6,656 sqft)
Owner	Individual Name on File
Last Sale	$1,500,000 (Jul 2026)
Tax Bill	$8,023 (2025)
Deeds & Mortgages	Jul 2026 Sale Jul 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`282-17-046`

Property Details

APN / Parcel Number

Primary APN	`282-17-046`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,481 sqft Living Area
1st Floor Area	1,481 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,656 sqft (0.153 acres)
Lot Dimensions	104 ft deep x 64 ft wide
Garage Area	454 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2481 WHITETHORNE DR
City	SAN JOSE
State	CA
Zip	95128-4270
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 2468 WHITETHORNE ACRES BOOK 109 PAGE 54 PAGE 55 LOT 19
Legal Subdivision	WHITETHORNE ACRES
Legal Tract	2468
Legal Lot Number	19
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3012
Census Tract	502101

Owner

2481 Whitethorne Dr is owned by an individual who bought it in July 2026.

Source: Santa Clara County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	14598 SW 78TH AVE, PORTLAND, OR 97224-0011
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Grant Deed, Transfer WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE
Jul 31, 2026	Grant Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
May 20, 2026	Gift Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2026 · Amount on File
Deed Sale	Jul 31, 2026 · Amount on File
Prior Sale	Sep 30, 1997 · Amount on File
Deed Document Number	202626030959
Prior Transfer Date	Jan 21, 2020
Prior Transfer Doc	0024385225
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 31, 2026
Property Address	2481 WHITETHORNE DR, SAN JOSE, CA 95128-4270
Document Number	0026030958
Instrument Date	Jul 28, 2026
Instrument	202626030958
Transaction Type	Transfer
Record Updated	Aug 6, 2026
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	14598 SW 78TH AVE, PORTLAND, OR 97224-0011

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 31, 2026
Property Address	2481 WHITETHORNE DR, SAN JOSE, CA 95128-4270
Document Number	0026030959
Instrument Date	Jul 24, 2026
Instrument	202626030959
Transaction Type	Transfer
Record Updated	Aug 6, 2026
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$166,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14598 SW 78TH AVE, PORTLAND, OR 97224-0011

Mortgage

Document Number	0000030960,
Date	Jul 31, 2026
Instrument	202630960

Lender

Name	CHANGE LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 20, 2026
Property Address	2481 WHITETHORNE DR, SAN JOSE, CA 95128-4270
Document Number	0025991905
Instrument Date	May 11, 2026
Instrument	202625991905
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	436 KEOLU DR, KAILUA, HI 96734-4267

Tax Assessment & Valuation

The 2025 property tax bill for 2481 Whitethorne Dr was $8,023.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Elementary School District	Campbell Union Elementary School District (KG - 08)
Secondary School District	Campbell Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$473,925 (+2%) Land $331,757 Building $142,168
2025	$8,023.00	$464,633 Land $325,252 Building $139,381
2023	$7,601.00 (+0.77%)	$446,593 Land $312,623 Building $133,970
2022	$7,543.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2481 Whitethorne Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2481 Whitethorne Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 721 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sail Internet.

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