2481 Spring Crest Dr, Prosper, TX 75078 Property Records

Collin County property record for 2481 Spring Crest Dr, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,733 sqft · built 2007
Lot Size	0.403 acres (17,568 sqft)
Owner	2 Individual Names on File
Tax Bill	$11,352 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-9029-00R-0050-1`

Property Details

APN / Parcel Number

Primary APN	`R-9029-00R-0050-1`
Alternative APN	`2606125`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	4,733 sqft Living Area
Gross Area	5,464 sqft
2nd Floor Area	1,995 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	17,568 sqft (0.403 acres)
Garage Type	Mixed
Garage Area	731 sqft
Carport	Carport
Carport Area	221 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Porch
Porch Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2606125
Street Address	2481 SPRING CREST DR
City	PROSPER
State	TX
Zip	75078-9732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GENTLE CREEK ESTATES PHASE SIX (CPR), BLK R, LOT 5
Legal Subdivision	GENTLE CREEK ESTATES PHASE SIX (CPR)
Legal Phase	6
Legal Block	R
Legal Lot Number	5 4033
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	2
Census Block	2025
Census Tract	30302

Owner

Source: Collin County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2481 SPRING CREST DR, PROSPER, TX 75078-9732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL INC
Oct 1, 2020	Warranty Deed, Transfer CITY BK MTG
Sep 28, 2020	Deed of Trust, Mortgage CITY BK MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 1, 2020
Deed Sale	Oct 1, 2020
Prior Sale	May 7, 2008
Deed Document Number	20201001001683600
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2481 SPRING CREST DR, PROSPER, TX 75078-9732
Transaction Type	Mortgage
Record Updated	Apr 13, 2022
Title Company	REPUBLIC TITLE OF TX

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002236090
Date	Nov 1, 2021
Instrument	20211101002236090

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Mortgage Company
Address	MESA, AZ 85203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Oct 1, 2020
Property Address	2481 SPRING CREST DR, PROSPER, TX 75078-9732
Document Number	0001683600
Instrument Date	Sep 28, 2020
Instrument	1683600
Transaction Type	Transfer
Record Updated	Oct 22, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2481 SPRING CREST DR PROSPER TX 750789732, PROSPER, TX 75078-9732

Mortgage

Document Number	1683610
Date	Oct 1, 2020
Instrument	1683610

Lender

Name	CITY BK MTG
Type	Bank
Address	LUBBOCK, TX 79407

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2481 SPRING CREST DR, PROSPER, TX 75078-9732
Document Number	0001683610
Instrument Date	Sep 28, 2020
Transaction Type	Mortgage
Record Updated	Oct 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2481 SPRING CREST DR PROSPER TX 750789732, PROSPER, TX 75078-9732

Mortgage

Document Number	0001683610
Date	Oct 1, 2020
Instrument	1683610

Lender

Name	CITY BK MTG
Type	Bank
Address	LUBBOCK, TX 79407

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2050

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Prosper Town
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,198,619 (+19.07%) Land $345,000 Building $853,619	$1,198,619 (+19.07%) Land $345,000 Building $853,619
2024	$11,352.00 (-12.56%)
2023		$1,006,616 Land $230,000 Building $776,616	$1,006,616 Land $230,000 Building $776,616
2022	$12,983.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Cable	940 / 35
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: AMG Technology Investment Group, Radiate Holdings.

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