2481 Ridge Rd, Mc Ewen, TN 37101 Property Records

Humphreys County property record for 2481 Ridge Rd, Mc Ewen, TN 37101

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,296 sqft · built 1992
Lot Size	2.29 acres (99,752 sqft)
Owner	Individual Name on File
Last Sale	$209,000 (May 2022)
Tax Bill	$1,063 (2025)
Deeds & Mortgages	Jul 2025 Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`043061 04404`

Property Details

APN / Parcel Number

Primary APN	`043061 04404`
Alternative APN	`061 04404`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft
Basement Area	1,296 sqft
Unfinished Basement	1,296 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2007
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	99,752 sqft (2.29 acres)
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	112 sqft
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	2481 RIDGE RD
City	MC EWEN
State	TN
Zip	37101-4209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 03 WB Y PG 286, COUNTY AREA: M99
Jurisdiction	HUMPHREYS TN
Township / Civil Division	6
Census Block Group	3
Census Block	3039
Census Tract	130100

Owner

2481 Ridge Rd is owned and occupied by an individual who bought it in May 2022.

Source: Humphreys County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2481 RIDGE RD, MC EWEN, TN 37101-4209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2025	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
May 27, 2022	Warranty Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE CORP
Dec 6, 2017	Warranty Deed, Transfer · Conventional Mortgage TRISTAR BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2022 · Amount on File
Deed Sale	May 27, 2022 · Amount on File
Prior Sale	Dec 6, 2017 · Amount on File
Deed Document Number	22001759
Deed Book / Page	WD212 / 1186
Record Updated	Jun 8, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMPHREYS TN
Property Address	2481 RIDGE RD, MC EWEN, TN 37101-4209
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2481 RIDGE RD, MC EWEN, TN 37101-4209

Mortgage

Document Number	0000002286
Date	Jul 15, 2025
Book Page	8/98
Instrument	25002286

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	323 Months
Due	Jun 1, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUMPHREYS TN
Recording Date	May 27, 2022
Property Address	2481 RIDGE RD, MC EWEN, TN 37101-4209
Document Number	0000001759
Book / Page	WD212 / 1186
Instrument Date	May 25, 2022
Instrument	22001759
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	TITLE GROUP OF TENNESSEE, TITLE GROUP OF TENNESSEE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$773.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2481 RIDGE RD, MC EWEN, TN 37101-4209

Mortgage

Document Number	0000001760
Date	May 27, 2022
Instrument	22001760

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUMPHREYS TN
Recording Date	Dec 6, 2017
Property Address	2481 RIDGE RD, MC EWEN, TN 37101-4209
Document Number	0000003064
Book / Page	205 / 1331
Instrument Date	Nov 30, 2017
Instrument	17003064
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	TENNESSEE TITLE SERVICES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$407.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2481 RIDGE RD, MC EWEN, TN 37101-4209

Mortgage

Document Number	0000003065
Date	Dec 6, 2017
Instrument	17003065

Lender

Name	TRISTAR BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2481 Ridge Rd was $1,063.

Source: Humphreys County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Humphreys County
Unified School District	Humphreys County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,063.00	$57,800 (-) Land $5,400 Building $52,400
2024	$1,063.00	$57,800 (-) Land $5,400 Building $52,400
2023	$1,063.00 (+49.93%)	$57,800 (+77.57%) Land $5,400 Building $52,400	$231,200 (+77.57%) Land $21,600 Building $209,600
2022	$709.00	$32,550 Land $3,425 Building $29,125	$130,200 Land $13,700 Building $116,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2481 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2021)
Most Recent Claim	Aug 2021 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Aug 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2481 Ridge Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCEWEN WATERWORKS serves 3,594 people · EPA ID TN0000420
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Meriwether Lewis Connect Fiber	1,000 / 1,000

May also be available: GigFire.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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