2481 Prospect Ave, Riverside, CA 92507 Property Records

Riverside County property record for 2481 Prospect Ave, Riverside, CA 92507

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 882 sqft · built 1950
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$498,000 (Dec 2025)
Tax Bill	$5,686 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`221-182-004`

Property Details

APN / Parcel Number

Primary APN	`221-182-004`
Alternative APN	`032401109`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	882 sqft Living Area
Gross Area	1,208 sqft
1st Floor Area	882 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Wood
Roof Material	Tile
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	032401109
Street Address	2481 PROSPECT AVE
City	RIVERSIDE
State	CA
Zip	92507-5750
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1065
Legal Description	LOT 75 MB 023/079 LEEPERS TR
Legal Subdivision	LEEPERS TR
Legal Lot Number	75
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	2
Census Block	2004
Census Tract	30400

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2481 PROSPECT AVE, RIVERSIDE, CA 92507-5750
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Grant Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Apr 26, 2019	Deed of Trust, Mortgage · FHA Mortgage EXCELERATE CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2025 · Amount on Record
Deed Sale	Dec 19, 2025 · Amount on Record
Prior Sale	Dec 15, 2016 · Amount on Record
Deed Document Number	2025394365
Prior Transfer Date	Oct 9, 1997
Prior Transfer Doc	0000070931
Record Updated	Oct 29, 2026

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 19, 2025
Property Address	2481 PROSPECT AVE, RIVERSIDE, CA 92507-5750
Document Number	0000394365
Map Reference	MB 23 PG 79-81
Instrument Date	Nov 4, 2025
Instrument	2025-0394365
Transaction Type	Transfer
Record Updated	Jan 1, 2026
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2481 PROSPECT AVE, RIVERSIDE, CA 92507-5750

Mortgage

Document Number	0000394366
Date	Dec 19, 2025
Instrument	2025-0394366

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	2481 PROSPECT AVE, RIVERSIDE, CA 92507-5750
Document Number	0000149399
Instrument Date	Apr 26, 2019
Transaction Type	Mortgage
Record Updated	May 8, 2019
Title Company	WESTERN RESOURCES TITLE, WESTERN RSRCS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2481 PROSPECT AVE RIVERSIDE CA 925075750, RIVERSIDE, CA 92507-5750

Mortgage

Document Number	0000149399
Date	May 1, 2019
Instrument	149399

Lender

Name	EXCELERATE CAP
Address	NEWPORT BEACH, CA 92660

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2049

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$498,000 (+75.14%) Land $150,000 Building $348,000
2025	$5,686.00 (+2.12%) Homeowner's exemption	$284,337 (+4.04%) Land $69,632 Building $214,705
2023	$5,568.00 (+87.6%) Homeowner's exemption	$273,298 Land $66,929 Building $206,369
2022	$2,968.00
2021			$324,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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