2481 Pine Ave, Ronkonkoma, NY 11779 Property Records

Suffolk County and Islip Town property record for 2481 Pine Ave, Ronkonkoma, NY 11779

Property Summary

Property Type	Single Family Home
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Feb 2023)
Tax Bill	$10,094 (2024)
Deeds & Mortgages	Aug 2026 Line of Credit Feb 2023 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`472889 62.-3-3`

Property Details

APN / Parcel Number

Primary APN	`472889 62.-3-3`
Alternative APNs	`0500-062.00-03.00-003.000` `288906200000030030000000` `472800144320` `058724`

Exterior

Lot Area	19,602 sqft (0.45 acres)
Lot Width	100 ft Width

Location & Zoning

Account Number	058724
Street Address	2481 PINE AVE
City	RONKONKOMA
State	NY
Zip	11779-6033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA
Legal Description	X2241903Y213442 T014H00000000
Legal Block	2000
Legal Lot Number	300
Jurisdiction	SUFFOLK NY
Township / Civil Division	ISLIP
Census Block Group	2
Census Block	2011
Census Tract	145808

Owner

Source: Suffolk County and Islip Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2481 PINE AVE, RONKONKOMA, NY 11779-6033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Feb 3, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance RELIANCE FIRST CAPITAL LLC
Feb 7, 2023	Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC
Feb 3, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2023 · Amount on Record
Deed Sale	Feb 7, 2023 · Amount on Record
Deed Book / Page	13188 / 515
Prior Transfer Date	Mar 31, 2016
Prior Transfer Doc	0128620934
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Recording Date	Aug 21, 2026
Property Address	2481 PINE AVE, RONKONKOMA, NY 11779-6033
Document Number	2374000264
Book / Page	23746 / 264
Instrument Date	Feb 24, 2026
Transaction Type	Mortgage
Record Updated	Oct 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2481 PINE AVE, RONKONKOMA, NY 11779-6033

Mortgage

Document Number	2374000264,
Date	Aug 21, 2026
Book Page	23746/264

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	2481 PINE AVE, RONKONKOMA, NY 11779-6033
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0234800361
Date	Feb 3, 2023
Book Page	23480/361

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	157 Months
Due	Mar 1, 2036

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Feb 7, 2023
Property Address	2481 PINE AVE, RONKONKOMA, NY 11779-6033
Document Number	0131880515
Book / Page	13188 / 515
Instrument Date	Sep 16, 2022
Transaction Type	Transfer
Record Updated	Jan 30, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 MADDOX AVE, ISLIP, NY 11751-2920

Mortgage

Document Number	0023481947
Date	Feb 7, 2023
Instrument	23481/947

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK NY
Recording Date	Feb 3, 2023
Property Address	2481 PINE AVE, RONKONKOMA, NY 11779-6033
Document Number	0131870789
Book / Page	13187 / 789
Instrument Date	Jun 22, 2022
Transaction Type	Transfer
Record Updated	Jan 30, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2481 PINE AVE, RONKONKOMA, NY 11779-6033

Tax Assessment & Valuation

Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Islip Town
Unified School District	Connetquot Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$38,300 (-) Land $16,100 Building $22,200	$539,437 (-) Land $226,761 Building $312,676
2024	$10,094.00		$539,437 (+2.54%) Land $226,761 Building $312,676
2023		$38,300 (-) Land $16,100 Building $22,200	$526,099 (+13.74%) Land $221,154 Building $304,945
2022	Homeowner's exemption	$38,300 Land $16,100 Building $22,200	$462,560 Land $194,444 Building $268,116

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2011–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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