2481 Kate's Pl, Prosper, TX 75078 Property Records

Denton County property record for 2481 Kate's Pl, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,365 sqft · built 2022
Lot Size	0.164 acres (7,144 sqft)
Owner	2 Individual Names on Record
Last Sale	$731,500 (May 2023)
Tax Bill	$13,906 (2025)
Deeds & Mortgages	Oct 2025 Mortgage May 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R985728`

Property Details

APN / Parcel Number

Primary APN	`R985728`
Alternative APN	`SB0078A-000000A-0000-0016-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	4 Plumbing Fixtures
Stories	2 Stories
Building Area	3,365 sqft Living Area
Gross Area	3,905 sqft
1st Floor Area	2,382 sqft
2nd Floor Area	983 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,144 sqft (0.164 acres)
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	148 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2481 KATES PL
City	PROSPER
State	TX
Zip	75078-3252
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREENS AT LEGACY BLK A LOT 16
Legal Subdivision	GREENS AT LEGACY
Legal Block	A
Legal Lot Number	16
Jurisdiction	DENTON TX
Township / Civil Division	PILOT POINT-AUBREY
Census Block Group	4
Census Block	4029
Census Tract	20128

Owner

Source: Denton County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2481 KATES PL, PROSPER, TX 75078-3252
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 2, 2023	Vendor's Lien, Subdivision Related Transfer CRESTMARK MORTGAGE COMPANY LTD
Oct 28, 2022	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2023 · Amount on Record
Deed Sale	May 2, 2023 · Amount on Record
Deed Document Number	202344226
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	2481 KATES PL, PROSPER, TX 75078-3252
Transaction Type	Mortgage
Record Updated	Nov 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2481 KATES PL, PROSPER, TX 75078-3252

Mortgage

Document Number	0000120949
Date	Oct 28, 2025
Instrument	2025-120949

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2035

May 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	May 2, 2023
Property Address	2481 KATES PL, PROSPER, TX 75078-3252
Document Number	0000044226
Map Reference	FILE 2021-395
Instrument Date	Apr 28, 2023
Instrument	2023-044226
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 4, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2481 KATES PL, PROSPER, TX 75078-3252

Mortgage

Document Number	0000044227
Date	May 2, 2023
Instrument	2023-044227

Lender

Name	CRESTMARK MORTGAGE COMPANY LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

Mortgage

Document Number	0000044227
Date	May 2, 2023
Instrument	2023-044227

Lender

Name	CRESTMARK MORTGAGE COMPANY LTD
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENTON TX
Recording Date	Oct 28, 2022
Property Address	2481 KATES PL, PROSPER, TX 75078-3252
Document Number	0000151665
Map Reference	VOL 2021 PG 615
Instrument Date	Oct 20, 2022
Instrument	2022-151665
Transaction Type	Transfer
Record Updated	Oct 23, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9000 GULF FWY, HOUSTON, TX 77017-7018
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Prosper Town
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$695,000 (+116.27%) Land $164,308 Building $530,692	$695,000 (+116.27%) Land $164,308 Building $530,692
2025	$13,906.00 (+121.15%)
2023	$6,288.00 (+2,435.48%)	$321,360 Land $131,446 Building $189,914	$321,360 Land $131,446 Building $189,914
2022	$248.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, T-Mobile.

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