2481 el Marra Dr, Ocoee, FL 34761 Property Records

Orange County property record for 2481 el Marra Dr, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,865 sqft · built 2007
Lot Size	0.217 acres (9,455 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Oct 2022)
Tax Bill	$5,719 (2025)
Deeds & Mortgages	Jan 2025 Mortgage Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34-21-28-9356-00-560`

Property Details

APN / Parcel Number

Primary APN	`34-21-28-9356-00-560`
Alternative APNs	`282134935600560` `216652` `220923` `225427`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,865 sqft Living Area
Gross Area	2,590 sqft
1st Floor Area	1,865 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,455 sqft (0.217 acres)
Garage Type	Attached
Garage Area	389 sqft
Parking Spaces	1 Parking Space
Porch	Florida Room
Porch Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2481 EL MARRA DR
City	OCOEE
State	FL
Zip	34761-8404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AA
Legal Description	WINDSTONE AT OCOEE-PHASE 1 53/143 LOT 56
Legal Range	28E
Legal Township	21S
Legal Section	34
Legal Subdivision	WINDSTONE AT OCOEE PH 1
Legal Phase	1
Legal Tract	9356
Legal Lot Number	56
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	1
Census Block	1010
Census Tract	15006

Owner

2481 el Marra Dr is owned and occupied by an individual who bought it in October 2022.

Source: Orange County records, as of April 30, 2026

Owner of Record	Individual Name on File
Mailing Address	2481 EL MARRA DR, OCOEE, FL 34761-8404
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 12, 2022	Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG
Jun 8, 2018	Quit Claim Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2022 · Amount on File
Deed Sale	Oct 12, 2022 · Amount on File
Prior Sale	Jun 8, 2018 · Amount on File
Deed Document Number	2022620486
Prior Transfer Date	May 24, 2018
Prior Transfer Doc	0000339742
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2481 EL MARRA DR, OCOEE, FL 34761-8404
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2481 EL MARRA DR, OCOEE, FL 34761-8404

Mortgage

Document Number	0000031956
Date	Jan 16, 2025
Instrument	20250031956

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	334 Months
Due	Nov 1, 2052

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 12, 2022
Property Address	2481 EL MARRA DR, OCOEE, FL 34761-8404
Document Number	0000620486
Map Reference	MB 53 PG 143
Instrument Date	Sep 28, 2022
Instrument	20220620486
Transaction Type	Transfer
Record Updated	Oct 31, 2022
Title Company	ALPHA RELIABLE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1838 PALMERSTON CIR, 1838, OCOEE, FL 34761-5115

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2481 EL MARRA DR, OCOEE, FL 34761-8404

Mortgage

Document Number	0000620487
Date	Oct 12, 2022
Instrument	20220620487

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2481 EL MARRA DR, OCOEE, FL 34761-8404
Document Number	0000329428
Instrument Date	Apr 29, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2481 EL MARRA DR OCOEE FL 347618404, OCOEE, FL 34761-8404

Mortgage

Document Number	0000329428
Date	Jun 15, 2020
Instrument	329428

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 14, 2035

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 8, 2018
Property Address	2481 EL MARRA DR, OCOEE, FL 34761-8404
Document Number	0000339742
Map Reference	MB 53 PG 143-145
Instrument Date	May 24, 2018
Instrument	20180339742
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	ALPHA RELIABLE TITLE INC

Transaction

Amount	Amount on Record
Tax	$665.00
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2481 EL MARRA DR, OCOEE, FL 34761-8404

Mortgage

Document Number	0000339743
Date	Jun 8, 2018
Instrument	20180339743

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2481 el Marra Dr was $5,719, up 6.2% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$344,140 (-0.43%) Land $85,000 Building $259,140	$344,140 (-1.19%) Land $85,000 Building $259,140
2025	$5,719.00 (+6.18%) Homeowner's exemption	$345,611	$348,300 Land $85,000 Building $263,300
2024	$5,386.00 (-5.79%)
2023	$5,717.00 (+135.27%)	$316,989 (+101.9%) Land $85,000 Building $231,989	$316,989 (+13.28%) Land $85,000 Building $231,989
2022	$2,430.00 Homeowner's exemption	$157,005	$279,820 Land $85,000 Building $194,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2481 el Marra Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2481 el Marra Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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