San Joaquin County property record for 2481 E Oak St, Stockton, CA 95205
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,642 sqft · built 1949 |
| Lot Size | 0.158 acres (6,875 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $72 (2026) |
| Deeds & Mortgages | Jul 2023 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 141-240-160-000 |
| Primary APN | 141-240-160-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,642 sqft Living Area |
| 1st Floor Area | 1,642 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 6,875 sqft (0.158 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 141-240-16 |
|---|---|
| Street Address | 2481 E OAK ST |
| City | STOCKTON |
| State | CA |
| Zip | 95205-4657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FREMONT TERRACE 02 MAP 11 PG 128 LOT 16 |
| Legal Subdivision | FREMONT TERRACE 02 |
| Legal Block | 2 |
| Legal Lot Number | 16 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | STOCKTON |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 1800 |
2481 E Oak St is owned and occupied by two individuals who acquired it in February 2007.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2481 E OAK ST, STOCKTON, CA 95205-4657 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 15, 2007 |
| Transfer Doc | 0000040865 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 2481 E OAK ST, STOCKTON, CA 95205-4657 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2481 E OAK ST, STOCKTON, CA 95205-4657 |
| Document Number | 0000059291 |
|---|---|
| Date | Jul 28, 2023 |
| Instrument | 2023-059291 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
The 2026 property tax bill for 2481 E Oak St was $72 with a veteran's exemption, up 1.4% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Stockton City |
| Unified School District | Stockton Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $72.00 (+1.41%) | ||
| 2025 | $71.00 Veteran's exemption | $153,102 Land $28,134 Building $124,968 | |
| 2023 | $68.00 (+112.5%) Disabled Person's exemption Veteran's exemption | $147,159 Land $27,043 Building $120,116 | $358,020 |
| 2022 | $32.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2481 E Oak St in Zone X, where a levee reduces flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2481 E Oak St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALIFORNIA WATER SERVICE - STOCKTON private · serves 182,775 people · EPA ID CA3910001 |
|---|---|
| Water Source | Purchased surface water from STOCKTON EAST WATER DISTRICT |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Ayera Technologies, Cal.net, ezWave, Verizon.
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