2481 E 1900 N, Layton, UT 84040 Property Records

Davis County property record for 2481 E 1900 N, Layton, UT 84040

Property Summary

Property Type	Townhouse
Details	5 bd · 3 ba · 1,580 sqft · built 2000
Lot Size	0.01 acres (436 sqft)
Owner	Individual Name on Record
Last Sale	$79,800 (May 2026)
Tax Bill	$2,452 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-310-0003`

Property Details

APN / Parcel Number

Primary APN	`09-310-0003`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,580 sqft Living Area
Basement Area	1,560 sqft
Unfinished Basement	1,560 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	436 sqft (0.01 acres)
Garage Area	462 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2481 E 1900 N
City	LAYTON
State	UT
Zip	84040-7815
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-1-10 PRU
Legal Description	ALL OF UNIT 3, COUNTRY OAKS CONDOMINIUMS PHASE 9
Legal Subdivision	THE COUNTIY OAKS CONDOMINIUMS
Legal Phase	9
Legal Unit	3
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1016
Census Tract	125908

Owner

Source: Davis County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2481 E 1900 N, LAYTON, UT 84040-7815
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICA FIRST FCU
Oct 25, 2021	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
May 19, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICA FIRST FEDERAL CREDIT UNION
May 19, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICA FIRST FEDERAL CREDIT UNION
Oct 25, 2021	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2026 · Amount on Record
Deed Sale	May 19, 2026 · Amount on Record
Prior Sale	Nov 30, 2009 · Amount on Record
Deed Document Number	20263668661
Deed Book / Page	8998 / 866
Prior Transfer Date	Nov 23, 2009
Prior Transfer Doc	0002497037
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2481 E 1900 N, LAYTON, UT 84040-7815
Transaction Type	Mortgage
Record Updated	Jun 22, 2026
Title Company	BACKMAN TITLE SERVICES, BACKMAN TITLE SERVI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	07721/3507
Date	Mar 22, 2021
Book Page	7721/3507
Instrument	3361859

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84409

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2481 E 1900 N, LAYTON, UT 84040-7815
Transaction Type	Mortgage
Record Updated	Jun 22, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	07872/2665
Date	Oct 25, 2021
Book Page	7872/2665
Instrument	3430074

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	May 19, 2026
Property Address	2481 E 1900 N, LAYTON, UT 84040-7815
Document Number	0003668661
Book / Page	8998 / 866
Instrument Date	May 18, 2026
Instrument	20263668661
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	TRUE TITLE, TRULY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2481 E 1900 N, LAYTON, UT 84040-7815
Investor	Possibly a Property Investor

Mortgage

Document Number	0003668681,
Date	May 19, 2026
Instrument	20263668681

Lender

Name	AMERICA FIRST FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.77%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	May 19, 2026
Property Address	2481 E 1900 N, LAYTON, UT 84040-7815
Document Number	008998/866
Book / Page	8998 / 866
Instrument Date	May 18, 2026
Instrument	20263668661
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	TRULY TITLE INC, TRULY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2481 E 1900 N, LAYTON, UT 84040-7815
Investor	Possibly a Property Investor

Mortgage

Document Number	0003668681,
Date	May 19, 2026
Instrument	20263668681

Lender

Name	AMERICA FIRST FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2481 E 1900 N, LAYTON, UT 84040-7815
Transaction Type	Mortgage
Record Updated	Nov 10, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7872/2665
Date	Oct 25, 2021
Book Page	7872/2665
Instrument	3430074

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$248,600 (+0.44%) Land $63,800 Building $184,800	$452,000 (+0.44%) Land $116,000 Building $336,000
2025	$2,452.00 (+3.72%)	$247,500 (-44.13%) Building $247,500	$450,000 (+1.58%) Building $450,000
2024	$2,364.00 (-3.31%)
2023	$2,445.00 (-0.93%)	$443,000 Building $443,000	$443,000 Building $443,000
2022	$2,468.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Utah Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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