Cape Girardeau County property record for 2481 Co Rd 432, Jackson, MO 63755
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,505 sqft · built 1943 |
| Lot Size | 3.3 acres (143,748 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $238,800 (Aug 2021) |
| Tax Bill | $785 (2025) |
| Deeds & Mortgages | May 2018 Mortgage Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 092000400002000000 |
| Primary APN | 092000400002000000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,505 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Lot Area | 143,748 sqft (3.3 acres) |
| Lot Dimensions | 500 ft deep x 610 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2481 COUNTY ROAD 432 |
|---|---|
| City | JACKSON |
| State | MO |
| Zip | 63755-7051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT E1/2 LOT 2 NE & PT W1/2 LOT 2NE |
| Legal Range | 12E |
| Legal Township | 32S |
| Legal Section | 04 |
| Legal Lot Number | 2 |
| Jurisdiction | CAPE GIRARDEAU MO |
| Township / Civil Division | APPLE CREEK |
| Census Block Group | 2 |
| Census Block | 2096 |
| Census Tract | 880100 |
2481 Co Rd 432 is owned and occupied by two individuals who bought it in August 2021.
Source: Cape Girardeau County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2481 COUNTY ROAD 432, JACKSON, MO 63755-7051 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Her Husband |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 1, 2018 | Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SVCS |
| Jul 24, 2019 | Deed of Trust, Mortgage · VA Mortgage SYNERGY ONE LENDING INC |
| Aug 23, 2021 | Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 23, 2021 · Amount on File |
| Deed Sale | Aug 23, 2021 · Amount on File |
| Prior Sale | Jul 1, 2013 · Amount on File |
| Deed Document Number | 202111384 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 2481 COUNTY ROAD 432, JACKSON, MO 63755-7051 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0201804002 |
|---|---|
| Date | May 1, 2018 |
| Instrument | 201804002 |
| Name | CARRINGTON MORTGAGE SVCS |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 2481 COUNTY ROAD 432, JACKSON, MO 63755-7051 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0201906903 |
|---|---|
| Date | Jul 24, 2019 |
| Instrument | 2019-06903 |
| Name | SYNERGY ONE LENDING INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Recording Date | Aug 23, 2021 |
| Property Address | 2481 COUNTY ROAD 432, JACKSON, MO 63755-7051 |
| Document Number | 0202111384 |
| Instrument Date | Aug 20, 2021 |
| Instrument | 2021-11384 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2481 COUNTY ROAD 432, JACKSON, MO 63755-7051 |
| Document Number | 0202111385 |
|---|---|
| Date | Aug 23, 2021 |
| Instrument | 2021-11385 |
| Name | CALIBER HOME LOANS INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 2481 Co Rd 432 was $785.
Source: Cape Girardeau County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Cape Girardeau County |
| Unified School District | Oak Ridge R-VI School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,500 (-) Land $1,560 Building $13,940 | $81,559 (-) Land $8,203 Building $73,356 | |
| 2025 | $785.00 | $15,500 Land $1,560 Building $13,940 | $81,559 Land $8,203 Building $73,356 |
| 2023 | $744.00 | $14,750 Land $1,480 Building $13,270 | $77,675 Land $7,812 Building $69,863 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2481 Co Rd 432 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1986) |
| Most Recent Claim | May 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2481 Co Rd 432 is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAPE PERRY COUNTY PWSD 1 SOUTH serves 8,545 people · EPA ID MO4024096 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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