York County property record for 2481 Bergamot St, Fort Mill, SC 29708
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,724 sqft · built 2010 |
| Lot Size | 0.157 acres (6,829 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $540,000 (Sep 2025) |
| Tax Bill | $4,411 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Sep 2025 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 644-08-01-181 |
| Primary APN | 644-08-01-181 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,724 sqft Living Area |
| Gross Area | 3,340 sqft |
| 1st Floor Area | 1,764 sqft |
| 2nd Floor Area | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 6,829 sqft (0.157 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 296 sqft |
| Patio Area | 419 sqft |
| Street Address | 2481 BERGAMOT ST |
|---|---|
| City | FORT MILL |
| State | SC |
| Zip | 29708-0100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GARDENDALE PH 1 MP 2 LT# 56 POD A |
| Legal Subdivision | GARDENDALE SUBDIVISION |
| Legal Lot Number | 56 |
| Jurisdiction | YORK SC |
| Township / Civil Division | FORT MILL |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 61009 |
2481 Bergamot St is owned and occupied by two individuals who bought it in September 2025.
Source: York County records, as of May 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2481 BERGAMOT ST, FORT MILL, SC 29708-0100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 5, 2023 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Sep 26, 2025 | Deed, Transfer · FHA Mortgage TOTAL MORTGAGE SERVICES LLC |
| Sep 25, 2023 | Intrafamily Transfer, Transfer |
| Apr 11, 2023 | Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Jan 25, 2021 | Grant Deed, Transfer · Line of Credit NAVY FCU |
| Feb 24, 2020 | Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2025 · Amount on File |
| Deed Sale | Sep 26, 2025 · Amount on File |
| Prior Sale | Apr 11, 2023 · Amount on File |
| Deed Document Number | 202532739 |
| Deed Book / Page | 22158 / 317 |
| Prior Transfer Date | Sep 25, 2023 |
| Prior Transfer Doc | 2096500093 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 2481 BERGAMOT ST, TEGA CAY, SC 29708-0100 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|---|
| Address | 10934 S 77TH EAST AVE, TULSA, OK 74133-7175 |
| Document Number | 2083600047 |
|---|---|
| Date | Jul 5, 2023 |
| Book Page | 20836/47 |
| Instrument | 2023020287 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | May 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Sep 26, 2025 |
| Property Address | 2481 BERGAMOT ST, TEGA CAY, SC 29708-0100 |
| Document Number | 2215800317 |
| Book / Page | 22158 / 317 |
| Map Reference | MB E-7 PG 1 |
| Instrument Date | Sep 21, 2025 |
| Instrument | 2025032739 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,404.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2481 BERGAMOT ST, TEGA CAY, SC 29708-0100 |
| Document Number | 2025032740 |
|---|---|
| Date | Sep 26, 2025 |
| Instrument | 2025032740 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Sep 25, 2023 |
| Property Address | 2481 BERGAMOT ST, TEGA CAY, SC 29708-0100 |
| Document Number | 2096500093 |
| Book / Page | 20965 / 93 |
| Map Reference | MB E-7 PG 1 |
| Instrument Date | Sep 22, 2023 |
| Instrument | 2023030148 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2481 BERGAMOT ST, TEGA CAY, SC 29708-0100 |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Apr 11, 2023 |
| Property Address | 2481 BERGAMOT ST, TEGA CAY, SC 29708-0100 |
| Document Number | 2069900262 |
| Book / Page | 20699 / 262 |
| Map Reference | MB E-7 PG 1 |
| Instrument Date | Apr 10, 2023 |
| Instrument | 2023010317 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,170.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2481 BERGAMOT ST, TEGA CAY, SC 29708-0100 |
| Document Number | 2023010318 |
|---|---|
| Date | Apr 11, 2023 |
| Instrument | 2023010318 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Jan 25, 2021 |
| Property Address | 2481 BERGAMOT ST, FORT MILL, SC 29708-0100 |
| Document Number | 1894100097 |
| Book / Page | 018941 / 000097 |
| Instrument Date | Jan 19, 2021 |
| Instrument | 4274 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,295.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2481 BERGAMOT ST FORT MILL SC 297080100, FORT MILL, SC 29708-0100 |
| Document Number | 1894100099 |
|---|---|
| Date | Jan 25, 2021 |
| Book Page | 018941/000099 |
| Instrument | 4275 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 24, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Feb 24, 2020 |
| Property Address | 2481 BERGAMOT ST, FORT MILL, SC 29708-0100 |
| Document Number | 1809400180 |
| Book / Page | 18094 / 180 |
| Map Reference | MB E-7 PG 1 |
| Instrument Date | Nov 25, 2019 |
| Instrument | 2020007881 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,165.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2481 BERGAMOT ST, TEGA CAY, SC 29708-0100 |
| Investor | Possibly a Property Investor |
| Document Number | 2020007882 |
|---|---|
| Date | Feb 24, 2020 |
| Instrument | 2020007882 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Dec 1, 2049 |
The 2025 property tax bill for 2481 Bergamot St was $4,411, down 69.9% from the year before.
Source: York County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | York County |
| Municipality | Tega Cay City |
| Unified School District | York School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,411.00 (-69.93%) | $17,516 (-32.16%) Land $2,800 Building $14,716 | $437,900 (+1.77%) Land $70,000 Building $367,900 |
| 2024 | $14,669.00 (+378.44%) | $25,818 (+79.83%) Land $4,200 Building $21,618 | $430,299 (+19.88%) Land $70,000 Building $360,299 |
| 2023 | $3,066.00 (+0.99%) | $14,357 (-) Land $2,800 Building $11,557 | $358,936 (-) Land $70,000 Building $288,936 |
| 2022 | $3,036.00 | $14,357 Land $2,800 Building $11,557 | $358,936 Land $70,000 Building $288,936 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2481 Bergamot St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2481 Bergamot St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TEGA CAY serves 10,500 people · EPA ID SC4610008 |
|---|---|
| Water Source | Purchased surface water from RIVERVIEW RURAL CWS |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Comporium Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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