2481 Bell Ridge Dr, Crestview, FL 32536 Property Records

Okaloosa County property record for 2481 Bell Ridge Dr, Crestview, FL 32536

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,521 sqft · built 2005
Lot Size	0.797 acres (34,727 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (May 2005)
Tax Bill	$2,092 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-9753-1`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-9753-1`
Alternative APNs	`07-3N-23-0332-000A-0010` `23N3070332000A0010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,521 sqft Living Area
Gross Area	3,651 sqft
1st Floor Area	2,521 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	34,727 sqft (0.797 acres)
Garage Type	Attached
Garage Area	506 sqft
Porch	Finished/Open Porch
Porch Area	314 sqft
Patio Area	310 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2481 BELL RIDGE DR
City	CRESTVIEW
State	FL
Zip	32536-1810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLONY RIDGE PH I LOT 1 BLK A
Legal Range	23W
Legal Township	03N
Legal Section	07
Legal Subdivision	COLONY RIDGE
Legal Phase	1
Legal Block	A
Legal Lot Number	1
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	6
Census Block	6023
Census Tract	20500

Owner

2481 Bell Ridge Dr is owned and occupied by two individuals who bought it in May 2005.

Source: Okaloosa County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2481 BELL RIDGE DR, CRESTVIEW, FL 32536-1810
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE SOLUTIONS/CO
Sep 24, 2018	Deed of Trust, Mortgage · VA Mortgage EVOLVE BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2005 · Amount on File
Deed Sale	May 9, 2005 · Amount on File
Prior Sale	Sep 27, 2004
Deed Document Number	20052221181
Deed Book / Page	2616 / 2551
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	2481 BELL RIDGE DR, CRESTVIEW, FL 32536-1810
Document Number	0034763229
Instrument Date	Jul 13, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2481 BELL RIDGE DR CRESTVIEW FL 325361810, CRESTVIEW, FL 32536-1810

Mortgage

Document Number	0034763229
Date	Jul 20, 2020
Book Page	003476/003229
Instrument	3374494

Lender

Name	MORTGAGE SOLUTIONS/CO
Type	Mortgage Company
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	2481 BELL RIDGE DR, CRESTVIEW, FL 32536-1810
Document Number	0033701837
Instrument Date	Sep 24, 2018
Transaction Type	Mortgage
Record Updated	Oct 26, 2018
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2481 BELL RIDGE DR CRESTVIEW FL 325361810, CRESTVIEW, FL 32536-1810

Mortgage

Document Number	0033701837
Date	Oct 5, 2018
Book Page	003370/001837
Instrument	3236470

Lender

Name	EVOLVE BK&TR
Type	Bank
Address	MEMPHIS, TN 38119

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2481 Bell Ridge Dr was $2,092 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,092.00 Homeowner's exemption	$243,038	$341,456 Land $58,850 Building $282,606
2023	$1,972.00 (+2.44%) Homeowner's exemption	$229,310 (+3%)	$362,353 (-5.54%) Land $50,000 Building $312,353
2022	$1,925.00 Homeowner's exemption	$222,631	$383,625 Land $33,554 Building $350,071

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2481 Bell Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2481 Bell Ridge Dr is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY MID SYSTEM (CRESTVIEW) serves 7,593 people · EPA ID FL1464044
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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