2481 41st St, Sacramento, CA 95817 Property Records

Sacramento County property record for 2481 41st St, Sacramento, CA 95817

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,116 sqft · built 1985
Lot Size0.121 acres (5,268 sqft)
Owner2 Individual Names on File
Last Sale$510,000 (Jan 2021)
Tax Bill$6,524 (2025)
Deeds & MortgagesJan 2021 Sale & Mortgage
Sep 2018 Mortgage
Flood ZoneZone X (reduced by levee)
APN014-0063-019-0000

Property Details

APN / Parcel Number

Primary APN014-0063-019-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,116 sqft Living Area
1st Floor Area1,116 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleL-Shape
Exterior MaterialWood
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area5,268 sqft (0.121 acres)
Garage Area294 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2481 41ST ST
CitySACRAMENTO
StateCA
Zip95817-2122
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 1268, WRIGHT & KIMBROUGH 27, & ABND ALY PER 960307/435 BNDBY SHERMAN WY, Y ST, 41ST ST, AND 42ND ST THAT IS CONTIGUOUS
Legal SubdivisionW & K TR 27
Legal Tract27
Legal Lot Number1268
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group5
Census Block5009
Census Tract1800

Owner

2481 41st St is owned and occupied by two individuals who bought it in January 2021.

Source: Sacramento County records, as of September 3, 2026

Owner of Record2 Individual Names on File
Mailing Address2481 41ST ST, SACRAMENTO, CA 95817-2122
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2021Grant Deed, Transfer · Conventional with PMI
HOME PT FIN'L
Sep 20, 2018Deed of Trust, Mortgage · Conventional Mortgage
JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 21, 2021 · Amount on File
Deed SaleJan 21, 2021 · Amount on File
Prior SaleAug 3, 2004 · Amount on File
Deed Book / Page20210121 / 1591
Prior Transfer DateAug 4, 2005
Prior Transfer Doc0000002221
Record UpdatedOct 29, 2026

January 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateJan 21, 2021
Property Address2481 41ST ST, SACRAMENTO, CA 95817-2122
Document Number2101211591
Instrument DateJan 19, 2021
Instrument2101211591
Transaction TypeTransfer
Record UpdatedFeb 4, 2021
Title CompanySTEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$561.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2481 41ST ST SACRAMENTO CA 958172122, SACRAMENTO, CA 95817-2122

Mortgage

Document Number2101211592
DateJan 21, 2021
Instrument2101211592
Lender
NameHOME PT FIN'L
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJan 20, 2051

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address2481 41ST ST, SACRAMENTO, CA 95817-2122
Document Number1809250584
Instrument DateSep 20, 2018
Transaction TypeMortgage
Record UpdatedOct 8, 2018
Title CompanyAMROCK TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2017 19TH ST SAN FRANCISCO CA 941072616, SAN FRANCISCO, CA 94107-2616

Mortgage

Document Number1809250584
DateSep 25, 2018
Instrument1809250584
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240-2050
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 24, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2481 41st St was $6,524 with a homeowner's exemption, up 1.4% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalitySacramento City
Unified School DistrictSacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$563,080 (+2%) Land $138,010 Building $425,070
2025$6,524.00 (+1.45%) Homeowner's exemption$552,040 Land $135,304 Building $416,736
2024$6,431.00 (+2.44%)
2023$6,278.00 (+1.72%) Homeowner's exemption$530,604 Land $130,050 Building $400,554
2022$6,172.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2481 41st St in Zone X, where a levee reduces flood risk, though there have been 10 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 24 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims10 (1995–2005)
Claims Outside the SFHA2 of 10
Most Recent ClaimDec 2005 · Severe Storms, Flooding, Mudslides, And Landslides
Claims by Event
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2481 41st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SACRAMENTO MAIN
state or territorial government · serves 527,979 people · EPA ID CA3410020
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
unWired Broadband
Fixed Wireless
400 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks, Succeed.Net.

Nearby Properties on 41st St

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