24809 Harmon St, Saint Clair Shores, MI 48080 Property Records

Macomb County property record for 24809 Harmon St, Saint Clair Shores, MI 48080

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,345 sqft · built 1955
Lot Size	0.119 acres (5,184 sqft)
Owner	Individual on Record
Last Sale	$115,000 (Mar 2008)
Tax Bill	$2,786 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-14-28-227-038`

Property Details

APN / Parcel Number

Primary APN	`09-14-28-227-038`
Alternative APN	`1428227038`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,345 sqft Living Area
1st Floor Area	1,345 sqft
Basement Area	900 sqft
Unfinished Basement	900 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Construction Type	Brick
Roof Type	Gable
Lot Area	5,184 sqft (0.119 acres)
Lot Dimensions	103 ft deep x 50 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	24809 HARMON ST
City	SAINT CLAIR SHORES
State	MI
Zip	48080-3137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	STAR VALLEY SUBDIVISION (L32, P44-45) LOT 32
Legal Subdivision	STAR VALLEY SUBDIVISION
Legal Lot Number	32
Jurisdiction	MACOMB MI
Township / Civil Division	ST. CLAIR SHORES
Census Block Group	2
Census Block	2000
Census Tract	251500

Owner

Source: Macomb County assessment roll, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	24809 HARMON ST, SAINT CLAIR SHORES, MI 48080-3137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage HALL FINANCIAL GROUP
Apr 21, 2017	Quit Claim Deed, Transfer · Conventional Mortgage MICHIGAN SCHOOLS & GOV'T CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2008 · Amount on Record
Deed Sale	Mar 20, 2008 · Amount on Record
Prior Sale	Jun 29, 2007 · Amount on Record
Deed Document Number	20088032221
Deed Book / Page	19241 / 949
Last Transfer Date	Apr 13, 2017
Transfer Doc	0000053237
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	24809 HARMON ST, SAINT CLAIR SHORES, MI 48080-3137
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24809 HARMON ST, SAINT CLAIR SHORES, MI 48080-3137

Mortgage

Document Number	2102216626
Date	Jul 30, 2021
Book Page	27895/676
Instrument	202102216626

Lender

Name	HALL FINANCIAL GROUP
Type	Non-Lending Institution
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Apr 21, 2017
Property Address	24809 HARMON ST, SAINT CLAIR SHORES, MI 48080-3137
Document Number	0000053237
Book / Page	024673 / 000729
Instrument Date	Apr 13, 2017
Instrument	53237
Transaction Type	Transfer
Record Updated	May 12, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	24809 HARMON ST ST CLAIR SHORES MI 480803137, ST CLAIR SHORES, MI 48080-3137

Mortgage

Document Number	53236
Date	Apr 21, 2017
Book Page	024673/000713
Instrument	53236

Lender

Name	MICHIGAN SCHOOLS & GOV'T CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 20, 2032

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	St. Clair Shores City
Unified School District	Lakeview Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,300 (+1.25%)	$258,600 (+1.25%)
2025	$2,786.00 (+6.87%) Homeowner's exemption	$127,700 (+19.79%)	$255,400 (+19.79%)
2023		$106,600	$213,200
2022	$2,607.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR SHORES serves 59,715 people · EPA ID MI0006280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 727 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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