Lake County property record for 24809 Derby Dr, Sorrento, FL 32776
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,689 sqft · built 2007 |
| Lot Size | 2.42 acres (105,718 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $750,000 (Apr 2020) |
| Tax Bill | $760 (2024) |
| Deeds & Mortgages | Jul 2022 Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-19-28-0505-000-07401 |
| Primary APN | 05-19-28-0505-000-07401 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 4,689 sqft Living Area |
| Gross Area | 5,463 sqft |
| 1st Floor Area | 4,689 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 105,718 sqft (2.42 acres) |
| Lot Dimensions | 325 ft deep x 370 ft wide |
| Garage Type | Attached |
| Garage Area | 774 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Area | 330 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 1,257 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3606621 |
|---|---|
| Street Address | 24809 DERBY DR |
| City | SORRENTO |
| State | FL |
| Zip | 32776-8405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | CROSS-TIE RANCH PHASE II SUB BEG AT NE COR OF LOT 75 RUN S 89-17-34 W ALONG N LINE OF LOT 75 A DIST OF 312.31 FT TO NW COR OF SAID LOT 75 N 04-53-28 E ALONG W LINE OF LOT 74 A DIST OF 24.94 FT S 86-09-56 E 311.17 FT TO POB LOT 75 PB 35 PGS 65-70 ORB |
| Legal Range | 28E |
| Legal Township | 19S |
| Legal Section | 5 |
| Legal Subdivision | CROSS-TIE RANCH PHASE II SUB |
| Legal Tract | 0505 |
| Legal Block | 1 |
| Legal Lot Number | 75 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 30108 |
24809 Derby Dr is owned and occupied by two individuals who bought it in April 2020.
Source: Lake County records, as of November 26, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 24809 DERBY DR, SORRENTO, FL 32776-8405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 12, 2022 | Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jan 22, 2021 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Apr 7, 2020 | Warranty Deed, Transfer MORTGAGE FIRM |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 2020 · Amount on File |
| Deed Sale | Apr 7, 2020 · Amount on File |
| Prior Sale | Jun 24, 2014 · Amount on File |
| Deed Document Number | 202041464 |
| Deed Book / Page | 5452 / 1032 |
| Prior Transfer Date | Jul 24, 2007 |
| Prior Transfer Doc | 0034762082 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 24809 DERBY DR, SORRENTO, FL 32776-8405 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 24809 DERBY DR, SORRENTO, FL 32776-8405 |
| Document Number | 0059900849 |
|---|---|
| Date | Jul 12, 2022 |
| Book Page | 5990/849 |
| Instrument | 2022095119 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 24809 DERBY DR, SORRENTO, FL 32776-8405 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 24809 DERBY DR, SORRENTO, FL 32776-8405 |
| Document Number | 0056261001 |
|---|---|
| Date | Jan 22, 2021 |
| Book Page | 5626/1001 |
| Instrument | 2021009761 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Apr 7, 2020 |
| Property Address | 24809 DERBY DR, SORRENTO, FL 32776-8405 |
| Document Number | 0054521032 |
| Book / Page | 005452 / 001032 |
| Instrument Date | Apr 3, 2020 |
| Instrument | 41464 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,250.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 24809 DERBY DR SORRENTO FL 327768405, SORRENTO, FL 32776-8405 |
| Document Number | 54521034 |
|---|---|
| Date | Apr 7, 2020 |
| Book Page | 005452/001034 |
| Instrument | 41465 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 6, 2050 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $655,410 (+2.9%) | $883,340 (-0.09%) Land $176,085 Building $707,255 | |
| 2025 | $636,940 Land $176,085 Building $460,855 | $884,123 Land $176,085 Building $708,038 | |
| 2024 | $760.00 (+33.33%) | ||
| 2023 | $570.00 (+41.44%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $600,970 (+3%) | $733,755 (+0.28%) Land $102,375 Building $631,380 |
| 2022 | $403.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $583,470 | $731,676 Land $102,375 Building $629,301 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 24809 Derby Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2008 · Tropical Storm Fay |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 24809 Derby Dr is moderate, ranking above 64% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures